The First National Bank of Sterling City: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
The First National Bank of Sterling City reported a non-performing assets ratio of 0.00% as of Q3 2026, ranking #3,288 of 3,656 U.S. banks (10th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
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What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
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What is The First National Bank of Sterling City's Non-Performing Assets Ratio?
The First National Bank of Sterling City's Non-Performing Assets Ratio was 0.00% as of Q3 2026, ranking #3288 of 3,656 U.S. banks.
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
More The First National Bank of Sterling City metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full The First National Bank of Sterling City profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 5538) · FFIEC NIC profile (RSSD 411062)