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The First National Bank of Sterling City Locations & Branches Sterling City, Texas
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The First National Bank of Sterling City operates 3 branches from its headquarters in Sterling City, TX, . Its main office is at 602 4th St, Sterling City, TX 76951.
The First National Bank of Sterling City branch network
All 3 branches are in TEXAS, across 3 cities. Its largest office by deposits is the The First National Bank of Sterling City office in Sterling City, TX, with $102.9M (47.1% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Sterling City at a glance
Its CET1 capital ratio was 39.60% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $240.1M
- CET1 ratio, Q2 2026
- 39.60%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1910
Full financial profile · Is The First National Bank of Sterling City safe? · The First National Bank of Sterling City Q3 2026 call report, filed October 8, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Sterling City, TX (1 branch) | 1 of 1 | 100.0% | $102.9M |
| State: TX (3 branches) | 286 of 441 | <0.1% | $218.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
The First National Bank of Sterling City's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Sterling, TX (1 branch) | 1 of 1 | 100.0% | $102.9M | $102.9M |
| Glasscock, TX (1 branch) | 1 of 1 | 100.0% | $93.5M | $93.5M |
| Coke, TX (1 branch) | 2 of 2 | 37.2% | $22.0M | $59.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| San Angelo, TX (1 branch) | 9 of 16 | 2.9% | $102.9M | $3.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Sterling City | Sterling City, TX | 76951 | $102.9M |
| Glasscock County Branch | Garden City, TX | 79739 | $93.5M |
| Bronte Branch | Bronte, TX | 76933 | $22.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5538) · FFIEC NIC profile (RSSD 411062)