Bank call report · Spencer, WV
First Neighborhood Bank, Inc. Call Report
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First Neighborhood Bank, Inc. filed its latest call report for the quarter ended March 31, 2026 on the FFIEC 051. Below are its 211 reported line items, schedule by schedule (355 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
This is the last call report on file for First Neighborhood Bank, Inc.; it has not filed for the most recent published quarter.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q1 2026 (March 31, 2026) |
| Federal Reserve RSSD ID | 911339 |
| FDIC certificate number | 6800 |
| Total assets | $160.6M |
Official Q1 2026 call report PDF (FFIEC) →
First Neighborhood Bank, Inc. call report by schedule, Q1 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · First Neighborhood Bank, Inc. balance sheet trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Assets | RCON2170 | $160.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $160.6M |
| Total Liabilities and Minority Interest | RCON2948 | $146.5M |
| Total Deposits | RCON2200 | $145.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $90.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $75.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $74.4M |
| Deposits: Noninterest-bearing | RCON6631 | $55.0M |
| Federal Funds Sold | RCONB987 | $36.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $35.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $14.7M |
| Total Equity Capital | RCON3210 | $14.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $14.1M |
| Other Assets | RCON2160 | $6.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.6M |
| Surplus | RCON3839 | $1.5M |
| Other Liabilities, Total | RCON2930 | $1.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.0M |
| Interest-bearing Balances | RCON0071 | $743K |
| Common Stock | RCON3230 | $546K |
| Fiscal Year End Date | RCON8678 | 1,231 |
Schedule RI: Income Statement (34 items)
About Schedule RI · First Neighborhood Bank, Inc. income statement trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.5M |
| Total Noninterest Expense | RIAD4093 | $1.0M |
| Net Interest Income | RIAD4074 | $999K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $992K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $523K |
| Salaries and Employee Benefits | RIAD4135 | $462K |
| Total Interest Expense | RIAD4073 | $462K |
| Other Noninterest Expense | RIAD4092 | $404K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $312K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $301K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $287K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $170K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $164K |
| Total Noninterest Income | RIAD4079 | $137K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $107K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $99K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $99K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $99K |
| Net Income (Loss) | RIAD4340 | $99K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $99K |
| Interest on Other Securities | RIAD4060 | $74K |
| Other Noninterest Income | RIADB497 | $72K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $65K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $59K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $57K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $47K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $21K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $14K |
| Provision for Loan and Lease Losses | RIAD4230 | $7K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $7K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 33 |
Schedule RC-B: Securities (18 items)
About Schedule RC-B · First Neighborhood Bank, Inc. securities trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $38.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $16.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $15.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $15.3M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $13.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $11.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $9.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $8.6M |
| Pledged Securities | RCON0416 | $6.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $4.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $4.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $998K |
Schedule RC-C, Part I: Loans and Leases (30 items)
About Schedule RC-C, Part I · First Neighborhood Bank, Inc. loans and leases trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $75.4M |
| Pledged Loans and Leases | RCONG378 | $62.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $40.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $27.0M |
| Commercial and Industrial Loans | RCON1766 | $8.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $8.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $8.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $8.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $6.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $6.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $6.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $4.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $3.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $2.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $591K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $266K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $211K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $197K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $59K |
| Other Loans | RCONJ464 | $24K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $23K |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · First Neighborhood Bank, Inc. deposit liabilities trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $87.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $83.8M |
| Total Transaction Accounts | RCON2215 | $57.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $55.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $53.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $32.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $32.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $23.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $20.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $17.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $16.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $13.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $12.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $10.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $10.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $9.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $4.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $3.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $662K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $570K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $263K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q1 2026 |
|---|---|---|
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $2.1M |
| Net Deferred Tax Assets | RCON2148 | $1.8M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.5M |
| Other Assets | RCON2168 | $603K |
| Accrued Interest Receivable | RCONB556 | $587K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $74K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · First Neighborhood Bank, Inc. quarterly averages trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $160.4M |
| Quarterly Average of Total Loans | RCON3360 | $74.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $41.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $33.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $32.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $28.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $26.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $21.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $19.3M |
| All Other Securities | RCONB560 | $15.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $8.8M |
| Mortgage-backed Securities | RCONB559 | $4.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $3.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $740K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · First Neighborhood Bank, Inc. derivatives and off-balance-sheet items trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $4.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.7M |
| Performance Standby Letters of Credit | RCON3821 | $275K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $142K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $25K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First Neighborhood Bank, Inc. memoranda trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $5.7M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · First Neighborhood Bank, Inc. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $250K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $242K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $97K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $41K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $30K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $26K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $5K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Neighborhood Bank, Inc. other data for deposit insurance assessments trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $160.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $145.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $79.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $62.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $16.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $263K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,183 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 271 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 114 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · First Neighborhood Bank, Inc. regulatory capital components and ratios trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $160.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $160.4M |
| Average total consolidated assets | RCOAKW03 | $160.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $16.7M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $16.7M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $16.7M |
| Retained Earnings | RCOAKW00 | $14.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $14.1M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $7.6M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $7.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.0M |
| Unconditionally Cancellable Commitments | RCOAS540 | $736K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $300K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1041 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0473 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q1 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $14.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $14.3M |
| Total Equity Capital | RIAD3210 | $14.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $184K |
| Other Comprehensive Income | RIADB511 | -$107K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · First Neighborhood Bank, Inc. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $10K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $10K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $6K |
| Recoveries on All Other Loans | RIAD4628 | $4K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Neighborhood Bank, Inc. changes in allowances for credit losses trends
| Line item | Code | Q1 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $10K |
First Neighborhood Bank, Inc. call reports on file
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First Neighborhood Bank, Inc. financial reports and ratios →
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