First New Mexico Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 0.90 percentage points lower than in Q1 2026, at 53.60%. First New Mexico Bank ranks 20th of 29 New Mexico banks on loan-to-deposit ratio, in the lower half at 53.60% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First New Mexico Bank sits 27.24 points lower, at 53.60% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $40.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $142.8M |
| Fed funds sold and reverse repos | $24.7M |
| Fed funds sold and reverse repos to assets | 8.99% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.60% |
| Net loans and leases to deposits | 52.42% |
| Loans and leases to core deposits | 56.46% |
| Core deposits to total deposits | 94.94% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.01% | 98.43% | $0 | $0 |
| Q4 2023 | 48.78% | 98.28% | $0 | $0 |
| Q1 2024 | 49.95% | 97.35% | $0 | $0 |
| Q2 2024 | 49.58% | 96.62% | $0 | $0 |
| Q3 2024 | 56.68% | 96.69% | $0 | $0 |
| Q4 2024 | 55.76% | 95.37% | $0 | $0 |
| Q1 2025 | 56.19% | 95.10% | $0 | $0 |
| Q2 2025 | 58.17% | 95.18% | $0 | $0 |
| Q3 2025 | 55.19% | 94.99% | $0 | $0 |
| Q4 2025 | 53.46% | 94.64% | $0 | $0 |
| Q1 2026 | 54.50% | 95.03% | $0 | $0 |
| Q2 2026 | 53.60% | 94.94% | $0 | $0 |
First New Mexico Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First New Mexico Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First New Mexico Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18514) · FFIEC NIC profile (RSSD 712956)