First New Mexico Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First New Mexico Bank of Deming, NM against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.63% | 1.34% | +0.29% | 70th above |
| ROAE | 11.21% | 13.31% | -2.10% | 43rd below |
| Net Interest Margin | 4.20% | 3.93% | +0.27% | 64th above |
| Efficiency Ratio | 45.61% | 61.14% | -15.53% | 89th top |
| PPNR / Avg Assets | 2.34% | 1.68% | +0.66% | 85th top |
| Yield on Earning Assets | 5.27% | 5.67% | -0.40% | 34th below |
| Cost of Funds | 1.21% | 1.88% | -0.67% | 84th top |
| Net Interest Spread | 3.46% | 3.32% | +0.14% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.15% | 0.94% | -0.79% | 68th above |
| NPA / Total Assets | 0.79% | 0.70% | +0.09% | 27th below |
| NCO / Avg Loans | 0.80% | 0.16% | +0.64% | 4th bottom |
| ACL / Total Loans | 2.19% | 1.28% | +0.91% | 95th top |
| ACL / NPLs (Coverage) | 1468.11% | 1538.69% | -70.58% | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.11% | 7.33% | -2.22% | 41st below |
| Provision / NCO | 85.27% | 1396.02% | -1310.75% | 36th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.73% | 12.14% | +2.59% | 85th top |
| Equity / Assets | 14.63% | 11.37% | +3.26% | 87th top |
| TCE / Tangible Assets | 14.63% | 11.09% | +3.54% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.60% | 80.64% | -27.04% | 89th top |
| Core Deposit Ratio | 94.94% | 86.86% | +8.08% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.47% | 6.85% | -0.38% | 65th above |
| Loan Growth (Y/Y) | -1.55% | 7.91% | -9.46% | 17th bottom |
| Deposit Growth (Y/Y) | 6.85% | 6.29% | +0.56% | 70th above |
See First New Mexico Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First New Mexico Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First New Mexico Bank profile, how to read a UBPR, or how this data updates.