First Northeast Bank of Nebraska: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Northeast Bank of Nebraska of Lyons, NE against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.76% | 1.25% | +0.51% | 62nd above |
| ROAE | 12.60% | 13.24% | -0.64% | 36th below |
| Net Interest Margin | 3.55% | 3.95% | -0.40% | 18th bottom |
| Efficiency Ratio | 42.83% | 61.22% | -18.39% | 87th top |
| PPNR / Avg Assets | 2.03% | — | — | 69th above |
| Yield on Earning Assets | 5.54% | 5.68% | -0.14% | 48th below |
| Cost of Funds | 2.30% | 1.88% | +0.42% | 11th bottom |
| Net Interest Spread | 2.81% | — | — | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.21% | 0.94% | -0.73% | 57th above |
| NPA / Total Assets | 0.08% | — | — | 61st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 39th below |
| ACL / Total Loans | 1.81% | — | — | 82nd top |
| ACL / NPLs (Coverage) | 860.96% | — | — | 76th top |
| Texas Ratio | 0.57% | 7.40% | -6.83% | 69th above |
| Provision / NCO | 0.00% | — | — | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.55% | 11.73% | +2.82% | 74th above |
| Equity / Assets | 14.07% | 10.96% | +3.11% | 82nd top |
| TCE / Tangible Assets | 14.07% | — | — | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.62% | 80.60% | -26.98% | 77th top |
| Core Deposit Ratio | 82.95% | 86.92% | -3.97% | 16th bottom |
| Wholesale Funding Ratio | 11.10% | — | — | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.16% | — | — | 8th bottom |
| Loan Growth (Y/Y) | -2.27% | — | — | 16th bottom |
| Deposit Growth (Y/Y) | -5.20% | — | — | 7th bottom |
See First Northeast Bank of Nebraska's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Northeast Bank of Nebraska, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Northeast Bank of Nebraska profile, how to read a UBPR, or how this data updates.