First Northeast Bank of Nebraska: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 8.09 percentage points in Q3 2026, from 852.87% to 860.96%. It was the largest change from Q2 2026 among the key lines here. Within Nebraska, First Northeast Bank of Nebraska is 35th of 138 on return on assets, 1.76% as of Q3 2026, above the middle of the field. First Northeast Bank of Nebraska reported 1.76% on return on assets for Q3 2026, 0.52 points above the 1.25% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.55% |
| Equity capital to assets | 14.07% |
| Tangible equity to tangible assets | 14.07% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.21% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.57% |
| Allowance for credit losses to loans | 1.81% |
| Reserve coverage of non-performing loans | 860.96% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.76% |
| Return on equity | 12.60% |
| Net interest margin | 3.55% |
| Efficiency ratio | 42.83% |
| Yield on earning assets | 5.54% |
| Cost of funds | 2.30% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 53.62% |
| Core deposits to total deposits | 82.95% |
| Brokered deposits to total deposits | 7.49% |
| Deposits to assets | 74.26% |
| Securities to assets | 57.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q4 2023 | 13.09% | 1.58% | 3.33% | 0.24% | 0.00% |
| Q1 2024 | 12.49% | 1.36% | 3.03% | 0.24% | -0.00% |
| Q2 2024 | 12.47% | 1.46% | 3.11% | 0.22% | 0.07% |
| Q3 2024 | 12.74% | 1.78% | 3.33% | 0.22% | -0.00% |
| Q4 2024 | 13.00% | 1.64% | 3.18% | 0.21% | 0.00% |
| Q1 2025 | 12.56% | 1.25% | 2.94% | 0.23% | -0.06% |
| Q2 2025 | 12.88% | 1.42% | 3.10% | 0.24% | -0.00% |
| Q3 2025 | 13.11% | 1.63% | 3.13% | 0.23% | 0.01% |
| Q4 2025 | 13.40% | 1.41% | 3.06% | 0.21% | 0.00% |
| Q1 2026 | 13.20% | 1.26% | 2.93% | 0.23% | 0.00% |
| Q2 2026 | 13.51% | 1.34% | 2.99% | 0.22% | 0.00% |
| Q3 2026 | 14.55% | 1.76% | 3.55% | 0.21% | 0.00% |
First Northeast Bank of Nebraska vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Northeast Bank of Nebraska, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Northeast Bank of Nebraska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5432) · FFIEC NIC profile (RSSD 208655)