First Resource Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Resource Bank of Exton, PA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.45% | 1.25% | +0.20% | 59th above |
| ROAE | 17.35% | 12.22% | +5.13% | 77th top |
| Net Interest Margin | 4.16% | 3.95% | +0.21% | 62nd above |
| Efficiency Ratio | 52.61% | 63.71% | -11.10% | 75th top |
| PPNR / Avg Assets | 2.01% | — | — | 72nd above |
| Yield on Earning Assets | 6.44% | 5.67% | +0.77% | 85th top |
| Cost of Funds | 2.43% | 1.87% | +0.56% | 17th bottom |
| Net Interest Spread | 3.54% | — | — | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.88% | -0.76% | 72nd above |
| NPA / Total Assets | 0.10% | — | — | 70th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 76th top |
| ACL / Total Loans | 0.79% | — | — | 10th bottom |
| ACL / NPLs (Coverage) | 651.42% | — | — | 75th top |
| Texas Ratio | 1.17% | 5.96% | -4.79% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.94% | 17.18% | -6.24% | 7th bottom |
| Tier 1 Ratio | 10.94% | 17.21% | -6.27% | 7th bottom |
| Total Capital Ratio | 11.83% | — | — | 6th bottom |
| Leverage Ratio | 8.62% | 11.75% | -3.13% | 7th bottom |
| Equity / Assets | 8.29% | 10.98% | -2.69% | 16th bottom |
| TCE / Tangible Assets | 8.29% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.93% | 80.44% | +16.49% | 16th bottom |
| Core Deposit Ratio | 78.57% | 86.95% | -8.38% | 13th bottom |
| Wholesale Funding Ratio | 1.68% | — | — | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.61% | — | — | 95th top |
| Loan Growth (Y/Y) | 16.33% | — | — | 88th top |
| Deposit Growth (Y/Y) | 24.84% | — | — | 96th top |
See First Resource Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Resource Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Resource Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Resource Bank peer analysis.