First Security Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 17.9% in Q2 2026, from $463.2M to $546.1M. It was the largest change from Q1 2026 among the key lines here. Within Arkansas, First Security Bank is 65th of 78 on loan-to-deposit ratio, 67.65% as of Q2 2026. First Security Bank reported 67.65% on loan-to-deposit ratio for Q2 2026, 20.55 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $546.1M |
| Cash and noninterest-bearing balances to assets | 6.17% |
| Cash and securities | $3.78B |
| Fed funds sold and reverse repos | $16.7M |
| Fed funds sold and reverse repos to assets | 0.19% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $353.5M |
| Other borrowed money | $4.8M |
| Subordinated notes and debentures | $200.0M |
| Other borrowed money to assets | 0.06% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.65% |
| Net loans and leases to deposits | 66.12% |
| Loans and leases to core deposits | 76.61% |
| Core deposits to total deposits | 88.31% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 64.10% | 92.05% | $309.2M | $6.7M |
| Q4 2023 | 66.19% | 91.22% | $284.5M | $6.6M |
| Q1 2024 | 66.68% | 90.52% | $327.5M | $206.4M |
| Q2 2024 | 66.48% | 90.06% | $290.8M | $204.8M |
| Q3 2024 | 65.23% | 88.42% | $325.8M | $204.6M |
| Q4 2024 | 66.26% | 88.41% | $307.1M | $5.9M |
| Q1 2025 | 64.43% | 88.35% | $319.6M | $5.8M |
| Q2 2025 | 65.29% | 88.18% | $354.6M | $5.6M |
| Q3 2025 | 65.87% | 87.91% | $389.4M | $5.1M |
| Q4 2025 | 68.56% | 87.63% | $391.3M | $5.0M |
| Q1 2026 | 68.39% | 88.18% | $378.6M | $4.9M |
| Q2 2026 | 67.65% | 88.31% | $353.5M | $4.8M |
First Security Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5633) · FFIEC NIC profile (RSSD 673440)