Skip to main content

Bank call report · Tonganoxie, KS

First State Bank and Trust Call Report

BankRegReports is independent of First State Bank and Trust and never asks for online banking logins or passwords.

First State Bank and Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 353 reported line items, schedule by schedule (895 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

First State Bank and Trust call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID605656
FDIC certificate number14974
Total assets$514.9M

Official Q2 2026 call report PDF (FFIEC) →

First State Bank and Trust call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (24 items)

About Schedule RC · First State Bank and Trust balance sheet trends

First State Bank and Trust Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $514.9M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $514.9M
Total Liabilities and Minority Interest RCON2948 $471.6M
Total Deposits RCON2200 $457.6M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $338.8M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $337.4M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $332.9M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $126.9M
Deposits: Noninterest-bearing RCON6631 $118.9M
Total Equity Capital RCON3210 $43.3M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $43.3M
Undivided Profits and Capital Reserves RCON3632 $33.3M
Interest-bearing Balances RCON0071 $20.5M
Other Assets RCON2160 $13.2M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $12.1M
Securities Sold Under Agreements to Repurchase RCONB995 $11.2M
Surplus RCON3839 $10.9M
Noninterest-bearing Balances and Currency and Coin RCON0081 $6.2M
Allowance for Loan and Lease Losses RCON3123 $4.5M
Other Liabilities, Total RCON2930 $2.8M
Other Real Estate Owned RCON2150 $2.2M
Accumulated Other Comprehensive Income RCONB530 -$1.2M
Intangible Assets RCON2143 $952K
Common Stock RCON3230 $282K
Schedule RI: Income Statement (44 items)

About Schedule RI · First State Bank and Trust income statement trends

First State Bank and Trust Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $13.2M
Net Interest Income RIAD4074 $10.5M
Interest and Fee Income on Loans, Total RIAD4010 $10.4M
Total Noninterest Expense RIAD4093 $8.7M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $6.5M
Salaries and Employee Benefits RIAD4135 $5.3M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $3.8M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $3.8M
Income (Loss) Before Discontinued Operations RIAD4300 $3.0M
Net Income (Loss) RIAD4340 $3.0M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $3.0M
Total Interest Expense RIAD4073 $2.8M
Other Noninterest Expense RIAD4092 $2.6M
Total Noninterest Income RIAD4079 $2.4M
Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties RIAD4435 $2.3M
Other Noninterest Income RIADB497 $1.4M
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $1.0M
Interest and Dividend Income on Securities: Mortgage-backed Securities RIADB489 $1.0M
Interest on Other Securities RIAD4060 $967K
Expenses of Premises and Fixed Assets RIAD4217 $847K
Applicable Income Taxes RIAD4302 $809K
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $678K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $663K
Savings Deposits (Including Mmdas) RIAD0093 $646K
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADB486 $570K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $491K
Provision for Loan and Lease Losses RIAD4230 $382K
Provisions for Credit Losses on Financial Assets RIADJJ33 $382K
Interest Income on Balances Due from Depository Institutions RIAD4115 $360K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $345K
Interest and Fee Income on All Other Loans in Domestic Offices RIAD4058 $326K
Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. RIAD4507 $307K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $229K
Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RIAD4180 $190K
Net Servicing Fees RIADB492 $184K
Net Securitization Income RIADB493 $181K
Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices RIAD4024 $174K
Fees and Commissions from Annuity Sales RIADC887 $124K
Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. RIAD4313 $111K
Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards RIADB485 $31K
Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes RIAD4513 $19K
Other Interest Income RIAD4518 $17K
Realized Gains (Losses) on Available-for-sale Debt Securities RIAD3196 $17K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 95
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)

About Schedule RC-A

First State Bank and Trust Schedule RC-A, Q2 2026
Line item Code Q2 2026
Cash and Balances Due from Depository Institutions RCON0010 $26.7M
Balances Due from Federal Reserve Banks RCON0090 $20.4M
Cash Items in Process of Collection and Unposted Debits RCON0020 $3.0M
Currency and Coin RCON0080 $2.3M
Balances Due from Depository Institutions in the U.S. RCON0082 $933K
Schedule RC-B: Securities (24 items)

About Schedule RC-B · First State Bank and Trust securities trends

First State Bank and Trust Schedule RC-B, Q2 2026
Line item Code Q2 2026
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost RCONG302 $1.2M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value RCONG303 $1.2M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost RCONG306 $44.5M
Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value RCONG307 $44.1M
Total Amortized Cost of Available-for-sale Securities RCON1772 $128.5M
Pledged Securities RCON0416 $82.5M
Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8498 $51.8M
Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. RCON8499 $51.1M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years RCONA553 $42.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years RCONA560 $37.4M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost RCONHT52 $20.9M
US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value RCONHT53 $20.7M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA552 $15.3M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years RCONA554 $13.8M
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $9.9M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $9.8M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $7.6M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years RCONA559 $6.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA550 $6.2M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA551 $2.5M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years RCONA558 $1.6M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $1.4M
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONA557 $99K
Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONA556 $13K
Schedule RC-C, Part I: Loans and Leases (35 items)

About Schedule RC-C, Part I · First State Bank and Trust loans and leases trends

First State Bank and Trust Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $337.4M
Pledged Loans and Leases RCONG378 $141.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $98.1M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $92.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $78.9M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens RCON5367 $70.2M
Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties RCON5370 $64.3M
Real Estate Loans Secured by Multi-family (5 or More) Residential Properties RCON1460 $37.6M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA567 $36.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $33.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $28.7M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $28.1M
Real Estate Loans Secured by Farmland RCON1420 $27.6M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $26.8M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $25.5M
Commercial and Industrial Loans RCON1766 $22.1M
Commercial and Industrial Loans to U.S. Addressees RCON1763 $22.1M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $18.4M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA566 $15.9M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA565 $11.7M
Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) RCONK207 $10.7M
Loans Secured by 1-4 Family Residential Construction RCONF158 $9.7M
Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. RCON2107 $6.8M
Loans to Finance Agricultural Production and Other Loans to Farmers RCON1590 $5.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA564 $3.5M
Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) RCONK137 $3.4M
Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit RCON1797 $3.3M
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA568 $2.4M
All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens RCON5368 $2.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $1.1M
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards RCONB538 $931K
Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA569 $564K
Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) RCONJ451 $51K
Other Loans RCONJ464 $51K
Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans RCONB539 $11K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)

About Schedule RC-C, Part II

First State Bank and Trust Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $38.0M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5583 $7.0M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $5.7M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $5.6M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5581 $4.7M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $4.5M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $3.4M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5585 $2.5M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5587 $1.3M
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5565 $1.2M
Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5589 $1.1M
Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5579 $1.1M
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 153
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5584 126
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 83
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 52
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 44
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5580 33
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5564 31
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5582 25
Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5578 24
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 19
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5586 17
Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 RCON5588 6
Schedule RC-E: Deposit Liabilities (24 items)

About Schedule RC-E · First State Bank and Trust deposit liabilities trends

First State Bank and Trust Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Transaction Accounts RCON2215 $237.6M
Total Nontransaction Accounts (Including Mmda's) RCON2385 $220.1M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $207.5M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $185.1M
Total Demand Deposits (See Note Below) RCON2210 $118.9M
Money Market Deposit Accounts (Mmda's) RCON6810 $76.7M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $60.9M
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $59.9M
Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. RCON2203 $52.5M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $41.7M
Total Time Deposits of Less Than $100,000 RCON6648 $38.0M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $30.4M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $19.2M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $15.0M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $14.7M
All Time and Savings Deposits Held in IRA and Keogh Plan Accounts RCON6835 $14.0M
Total Nontransaction Accounts of States and Political Subdivisions in the U.S. RCON2530 $12.5M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $9.6M
Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above RCONF233 $7.0M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $5.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $5.1M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $2.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $310K
Total Transaction Accounts - Deposits of U.S. Government RCON2202 $6K
Schedule RC-F: Other Assets (6 items)

About Schedule RC-F

First State Bank and Trust Schedule RC-F, Q2 2026
Line item Code Q2 2026
Life Insurance Assets: General Account Life Insurance Assets RCONK201 $8.3M
Accrued Interest Receivable RCONB556 $2.3M
Other Assets RCON2168 $1.6M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $767K
Prepaid Expenses RCON2166 $561K
Net Deferred Tax Assets RCON2148 $116K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

First State Bank and Trust Schedule RC-G, Q2 2026
Line item Code Q2 2026
Other Expenses Accrued and Unpaid RCON3646 $1.6M
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $962K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $170K
All Other Liabilities RCON2938 $69K
Accounts Payable RCON3066 $42K
Schedule RC-K: Quarterly Averages (17 items)

About Schedule RC-K · First State Bank and Trust quarterly averages trends

First State Bank and Trust Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $514.9M
Quarterly Average of Total Loans RCON3360 $338.8M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $214.0M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $136.4M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $116.7M
Quarterly Average of Loans Secured by 1-4 Family Residential Properties RCON3465 $75.4M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $68.7M
All Other Securities RCONB560 $51.1M
Mortgage-backed Securities RCONB559 $46.9M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $30.2M
Quarterly Average of Commercial and Industrial Loans RCON3387 $22.0M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $20.4M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $14.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Other RCONB562 $14.7M
Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase RCON3353 $13.6M
Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers RCON3386 $5.8M
Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards RCONB561 $921K
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)

About Schedule RC-L · First State Bank and Trust derivatives and off-balance-sheet items trends

First State Bank and Trust Schedule RC-L, Q2 2026
Line item Code Q2 2026
1-4 Family Residential Construction Loan Commitments RCONF164 $8.0M
Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties RCON3814 $7.3M
Unused Commitments - Credit Card Lines RCON3815 $4.2M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $3.2M
Credit Card Lines: Unused Consumer Credit Card Lines RCONJ455 $2.9M
Other Unused Commitments: All Other Unused Commitments RCONJ459 $2.9M
Credit Card Lines: Other Unused Credit Card Lines RCONJ456 $1.2M
Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments RCONF165 $1.2M
Financial Standby Letters of Credit and Foreign Office Guarantees RCON3819 $260K
Schedule RC-M: Memoranda (6 items)

About Schedule RC-M · First State Bank and Trust memoranda trends

First State Bank and Trust Schedule RC-M, Q2 2026
Line item Code Q2 2026
Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests RCON6164 $4.0M
All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices RCON5511 $2.1M
Estimated Fair Value of Mortgage Servicing Assets RCONA590 $952K
Mortgage Servicing Assets RCON3164 $952K
All Other Real Estate Owned: Construction and Land Development in Domestic Offices RCON5508 $61K
Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations RCON6165 1
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)

About Schedule RC-N · First State Bank and Trust past due and nonaccrual loans, leases, and other assets trends

First State Bank and Trust Schedule RC-N, Q2 2026
Line item Code Q2 2026
Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing RCON1406 $1.9M
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $1.6M
Additions to Nonaccrual Assets RCONC410 $1.3M
Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual RCONF183 $995K
Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF179 $935K
Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing RCONC236 $508K
All Other Loans - Nonaccrual RCON5461 $412K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due RCONF178 $407K
Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual RCON3495 $175K
Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing RCON1606 $52K
Commercial and Industrial Loans - Nonaccrual RCON1608 $35K
Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual RCONK215 $5K
Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing RCON1607 $4K
Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing RCON1407 $4K
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)

About Schedule RC-O · First State Bank and Trust other data for deposit insurance assessments trends

First State Bank and Trust Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $513.1M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $458.6M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $286.0M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $146.3M
Average Tangible Equity for the Calendar Quarter RCONK654 $43.7M
Amount of Retirement Deposits Accounts of $250,000 or Less RCONF045 $24.4M
Amount of Retirement Deposit Accounts of More Than $250,000 RCONF047 $1.8M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 24,460
Number of Retirement Deposit Accounts of $250,000 or Less RCONF046 511
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 215
Number of Retirement Deposit Accounts of More Than $250,000 RCONF048 5
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · First State Bank and Trust regulatory capital trends

First State Bank and Trust Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $367.7M
Excess Allowance for Loan and Lease Losses RCONA222 $97K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)

About Schedule RC-R, Part I · First State Bank and Trust regulatory capital components and ratios trends

First State Bank and Trust Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $514.9M
Average total consolidated assets RCOAKW03 $514.9M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $367.6M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $49.1M
Common Equity Tier 1 Capital RCOAP859 $44.5M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $44.5M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $44.5M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $43.3M
Retained Earnings RCOAKW00 $33.3M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $11.2M
General Loan and Lease Valuation Allowances RCOA5310 $4.6M
Tier 2 (Supplementary) Capital RCOA5311 $4.6M
Tier 2 Capital Before Deductions RCOAP870 $4.6M
Accumulated Other Comprehensive Income RCOAB530 -$1.2M
Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) RCOAP844 -$1.2M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1336
Common Equity Tier 1 Capital Ratio RCOAP793 0.1211
Tier 1 Risk-based Capital Ratio RCOA7206 0.1211
Tier 1 Leverage Capital Ratio RCOA7204 0.0864
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0536
Schedule RC-R, Part II: Risk-Weighted Assets (56 items)

About Schedule RC-R, Part II · First State Bank and Trust risk-weighted assets trends

First State Bank and Trust Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $367.7M
Total Risk-weighted Assets RCONG641 $367.6M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $257.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $257.0M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $236.9M
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $206.0M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $205.0M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $126.9M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category RCONG632 $118.2M
Total Balance Sheet Assets - 50 Pct Risk Weight Category RCOND989 $118.2M
Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures RCONS439 $113.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $112.1M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $112.1M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category RCONS442 $107.8M
Available-for-sale Securities - 20 Pct Risk Weight Category RCOND968 $106.7M
Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category RCONG636 $59.1M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $35.0M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $35.0M
Total All Other Assets RCOND981 $28.5M
Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category RCONS572 $26.8M
Total Cash and Balances Due from Depository Institutions RCOND957 $26.7M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $25.5M
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $22.7M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $22.4M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category RCONS561 $17.9M
Total Balance Sheet Assets - 150 Pct Risk Weight Category RCONS503 $17.9M
Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category RCONS447 $16.2M
Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures RCONS445 $16.2M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $13.8M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $11.2M
Repo-style Transactions - 100 Pct Risk Weight Category RCONS522 $11.2M
Repo-style Transactions - Credit Equivalent Amount RCONS516 $11.2M
Repo-style Transactions - Face, Notional, or Other Amount RCONS515 $11.2M
Available-for-sale Securities - 50 Pct Risk Weight Category RCOND969 $9.9M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $8.7M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $6.9M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $6.9M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$6.1M
Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category RCONS443 $5.7M
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $3.9M
Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category RCONS573 $2.4M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $1.7M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $1.7M
Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category RCONS455 $1.6M
Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual RCONS449 $1.6M
Available-for-sale Securities - Adjustment to Totals Reported in Column a RCONS402 -$1.6M
All Other Assets - 20 Pct Risk Weight Category RCOND983 $1.6M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $1.0M
All Other Assets - 250 Pct Risk Weight Category RCONH293 $952K
The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% RCONS504 $952K
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category RCONS562 $952K
Available-for-sale Securities - 100 Pct Risk Weight Category RCOND970 $635K
All Other Assets - 50 Pct Risk Weight Category RCOND984 $461K
Financial Standby Letters of Credit - 100 Pct Risk Weight Category RCOND996 $260K
Financial Standby Letters of Credit - Credit Equivalent Amount RCOND992 $260K
Financial Standby Letters of Credit - Face, Notional, or Other Amount RCOND991 $260K
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)

About Schedule RC-S

First State Bank and Trust Schedule RC-S, Q2 2026
Line item Code Q2 2026
Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements RCONB805 $139.6M
Schedule RC-T: Fiduciary and Related Services (1 item)

About Schedule RC-T

First State Bank and Trust Schedule RC-T, Q2 2026
Line item Code Q2 2026
Income from Fiduciary Activities RIAD4070 $159K
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

First State Bank and Trust Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $43.3M
Balance End of Previous Calendar Year as Restated RIADB508 $42.1M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $42.1M
Cash Dividends Declared on Common Stock RIAD4460 $1.0M
Other Comprehensive Income RIADB511 -$786K
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)

About Schedule RI-B, Part I · First State Bank and Trust charge-offs and recoveries on loans and leases trends

First State Bank and Trust Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $766K
Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs RIADC897 $603K
Other Construction Loans and All Land Development and Other Land Loans, Charge-offs RIADC893 $155K
Recoveries on Allowance for Loan and Lease Losses RIAD4605 $17K
Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries RIADC896 $8K
Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK205 $7K
Recoveries on Commercial and Industrial Loans RIAD4608 $5K
Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) RIADK206 $2K
Charge-offs on Loans to Credit Cards RIADB514 $1K
Recoveries on Loans Secured by Farmland RIAD3585 $1K
Recoveries on Loans to Credit Cards RIADB515 $1K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)

About Schedule RI-B, Part II · First State Bank and Trust changes in allowances for credit losses trends

First State Bank and Trust Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $4.9M
Allowance for Loan and Lease Losses RIAD3123 $4.5M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $766K
Schedule RI-E: Explanations (4 items)

About Schedule RI-E

First State Bank and Trust Schedule RI-E, Q2 2026
Line item Code Q2 2026
Bank Card and Credit Card Interchange Fees RIADF555 $1.1M
Data Processing Expenses RIADC017 $536K
Automated Teller Machine (ATM) and Interchange Expense RIADF558 $491K
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $150K

First State Bank and Trust call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the First State Bank and Trust call report?

The First State Bank and Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does First State Bank and Trust file?

First State Bank and Trust files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the First State Bank and Trust call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: First State Bank and Trust has Federal Reserve RSSD ID 605656 and FDIC certificate number 14974. Either one finds its filings on the FFIEC Central Data Repository.

How often does First State Bank and Trust file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

First State Bank and Trust financial reports and ratios →

New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.