Bank call report · Beecher City, IL
First State Bank of Beecher City Call Report
BankRegReports is independent of First State Bank of Beecher City and never asks for online banking logins or passwords.
First State Bank of Beecher City filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 287 reported line items, schedule by schedule (910 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 601041 |
| FDIC certificate number | 10871 |
| Total assets | $112.2M |
Official Q2 2026 call report PDF (FFIEC) →
First State Bank of Beecher City call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · First State Bank of Beecher City balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $112.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $112.2M |
| Total Liabilities and Minority Interest | RCON2948 | $94.2M |
| Total Deposits | RCON2200 | $93.7M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $83.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $82.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $73.4M |
| Deposits: Noninterest-bearing | RCON6631 | $20.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $19.3M |
| Total Equity Capital | RCON3210 | $17.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $17.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $16.4M |
| Federal Funds Sold | RCONB987 | $5.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.4M |
| Surplus | RCON3839 | $1.4M |
| Other Assets | RCON2160 | $1.2M |
| Other Liabilities, Total | RCON2930 | $562K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $398K |
| Loans and Leases Held for Sale | RCON5369 | $384K |
| Common Stock | RCON3230 | $200K |
| Interest-bearing Balances | RCON0071 | $151K |
| Accumulated Other Comprehensive Income | RCONB530 | -$30K |
Schedule RI: Income Statement (35 items)
About Schedule RI · First State Bank of Beecher City income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.0M |
| Net Interest Income | RIAD4074 | $2.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.5M |
| Net Income (Loss) | RIAD4340 | $1.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.5M |
| Total Noninterest Expense | RIAD4093 | $1.3M |
| Total Interest Expense | RIAD4073 | $997K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $966K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $911K |
| Salaries and Employee Benefits | RIAD4135 | $696K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $488K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $487K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $483K |
| Other Noninterest Expense | RIAD4092 | $461K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $338K |
| Total Noninterest Income | RIAD4079 | $314K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $275K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $166K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $155K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $152K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $152K |
| Other Noninterest Income | RIADB497 | $115K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $100K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $79K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $73K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $65K |
| Net Servicing Fees | RIADB492 | $51K |
| Applicable Income Taxes | RIAD4302 | $28K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3K |
| Net Securitization Income | RIADB493 | $3K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 14 |
Schedule RC-B: Securities (7 items)
About Schedule RC-B · First State Bank of Beecher City securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $19.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $19.4M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $19.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $19.3M |
| Pledged Securities | RCON0416 | $19.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $10.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $9.1M |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · First State Bank of Beecher City loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $83.8M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $24.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $24.2M |
| Pledged Loans and Leases | RCONG378 | $23.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $22.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $14.4M |
| Commercial and Industrial Loans | RCON1766 | $12.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $12.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $12.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $10.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $10.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $9.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $7.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $966K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $625K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $396K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $384K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $366K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $332K |
| Other Loans | RCONJ464 | $288K |
| Itemize Loans Secured by Farmland That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK166 | $241K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $241K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $4.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $4.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $958K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 356 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 155 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 63 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 28 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 16 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 9 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 5 |
Schedule RC-E: Deposit Liabilities (21 items)
About Schedule RC-E · First State Bank of Beecher City deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $51.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $51.4M |
| Total Transaction Accounts | RCON2215 | $41.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $32.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $23.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $22.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $20.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $15.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $14.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $11.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $9.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $9.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $4.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $3.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $477K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $209K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (2 items)
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · First State Bank of Beecher City quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $112.4M |
| Quarterly Average of Total Loans | RCON3360 | $82.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $29.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $26.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $25.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $22.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $21.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $19.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $12.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $11.3M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $7.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $3.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $150K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · First State Bank of Beecher City derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $4.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $940K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $688K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $485K |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $58K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · First State Bank of Beecher City memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $638K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · First State Bank of Beecher City past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $953K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $601K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $451K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $348K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $328K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $181K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $100K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $80K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $78K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $51K |
| Additions to Nonaccrual Assets | RCONC410 | $50K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $29K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $21K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $21K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $21K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $18K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $16K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $10K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First State Bank of Beecher City other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $112.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $94.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $67.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $22.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $18.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $620K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,161 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 119 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 31 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First State Bank of Beecher City regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · First State Bank of Beecher City regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $112.4M |
| Average total consolidated assets | RCOAKW03 | $112.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $77.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $18.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $18.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $18.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $18.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $17.9M |
| Retained Earnings | RCOAKW00 | $16.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $969K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $969K |
| Tier 2 Capital Before Deductions | RCOAP870 | $969K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$30K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$30K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2454 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2329 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2329 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1654 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1598 |
Schedule RC-R, Part II: Risk-Weighted Assets (46 items)
About Schedule RC-R, Part II · First State Bank of Beecher City risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $77.6M |
| Total Risk-weighted Assets | RCONG641 | $77.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $64.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $64.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $61.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $55.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $55.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $27.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $23.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $23.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $23.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $21.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $21.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $19.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $19.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $11.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $7.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $7.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $6.9M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $5.8M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $5.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $4.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.0M |
| Total All Other Assets | RCOND981 | $1.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.0M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $384K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $384K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $302K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $201K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $201K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $201K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $201K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $107K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $58K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $58K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $58K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$30K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $40.7M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $17.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $17.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $17.3M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $876K |
| Other Comprehensive Income | RIADB511 | -$5K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · First State Bank of Beecher City charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $69K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $50K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $18K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $9K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $5K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $2K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $1K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First State Bank of Beecher City changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.5M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $69K |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $84K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $27K |
| Accounting and Auditing Expenses | RIADF556 | $25K |
| Marketing and Other Professional Services | RIAD0497 | $19K |
| Legal Expense | RIAD4141 | $18K |
| Printing, Stationery, and Supplies | RIADC018 | $17K |
| Directors' Fees | RIAD4136 | $16K |
| Safe Deposit Box Rent | RIADC015 | $8K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $6K |
First State Bank of Beecher City call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First State Bank of Beecher City call report?
The First State Bank of Beecher City call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First State Bank of Beecher City file?
First State Bank of Beecher City files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First State Bank of Beecher City call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First State Bank of Beecher City has Federal Reserve RSSD ID 601041 and FDIC certificate number 10871. Either one finds its filings on the FFIEC Central Data Repository.
How often does First State Bank of Beecher City file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First State Bank of Beecher City financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 10871) · FFIEC NIC profile (RSSD 601041)