Bank call report · Roscoe, SD
First State Bank of Roscoe Call Report
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First State Bank of Roscoe filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 267 reported line items, schedule by schedule (796 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 189950 |
| FDIC certificate number | 9005 |
| Total assets | $147.5M |
Official Q2 2026 call report PDF (FFIEC) →
First State Bank of Roscoe call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · First State Bank of Roscoe balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $147.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $147.5M |
| Total Liabilities and Minority Interest | RCON2948 | $127.0M |
| Total Deposits | RCON2200 | $125.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $106.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $78.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $77.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $38.0M |
| Total Equity Capital | RCON3210 | $20.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $20.5M |
| Deposits: Noninterest-bearing | RCON6631 | $19.6M |
| Federal Funds Sold | RCONB987 | $14.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $10.6M |
| Surplus | RCON3839 | $10.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.7M |
| Interest-bearing Balances | RCON0071 | $5.2M |
| Other Assets | RCON2160 | $4.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.5M |
| Other Liabilities, Total | RCON2930 | $1.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $954K |
| Accumulated Other Comprehensive Income | RCONB530 | -$608K |
| Goodwill | RCON3163 | $274K |
| Intangible Assets | RCON2143 | $274K |
| Common Stock | RCON3230 | $50K |
Schedule RI: Income Statement (35 items)
About Schedule RI · First State Bank of Roscoe income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.5M |
| Net Interest Income | RIAD4074 | $2.4M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $1.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $1.3M |
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.2M |
| Net Income (Loss) | RIAD4340 | $1.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.2M |
| Total Interest Expense | RIAD4073 | $1.2M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $1.0M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $1.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $665K |
| Salaries and Employee Benefits | RIAD4135 | $570K |
| Other Noninterest Expense | RIAD4092 | $539K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $478K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $418K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $355K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $217K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $165K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $141K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $131K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $123K |
| Total Noninterest Income | RIAD4079 | $65K |
| Applicable Income Taxes | RIAD4302 | $56K |
| Other Noninterest Income | RIADB497 | $42K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $28K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $26K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $23K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $21K |
| Interest on Other Securities | RIAD4060 | $10K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $7K |
| Other Interest Income | RIAD4518 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 12 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · First State Bank of Roscoe securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $38.7M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $28.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $28.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $27.0M |
| Pledged Securities | RCON0416 | $6.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $6.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $5.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $4.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $3.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $2.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $540K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $492K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $159K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $86K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $15K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $9K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · First State Bank of Roscoe loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $78.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $62.9M |
| Real Estate Loans Secured by Farmland | RCON1420 | $34.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $25.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $25.3M |
| Pledged Loans and Leases | RCONG378 | $16.8M |
| Commercial and Industrial Loans | RCON1766 | $6.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $4.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $4.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $4.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $4.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $3.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $984K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $984K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $869K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $784K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $534K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $371K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $313K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $144K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $115K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $100K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $100K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $8.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $6.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $4.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $4.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $942K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $193K |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 105 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 80 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 46 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 41 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 32 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 30 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 27 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 15 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 5 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 4 |
Schedule RC-E: Deposit Liabilities (25 items)
About Schedule RC-E · First State Bank of Roscoe deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $94.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $89.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $34.8M |
| Total Transaction Accounts | RCON2215 | $31.0M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $30.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $29.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $26.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $19.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $19.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $18.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $17.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $17.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $14.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $10.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.2M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $549K |
| Total Nontransaction Accounts of United States Government | RCON2520 | $314K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $300K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $282K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $243K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $113K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $2.3M |
| Accrued Interest Receivable | RCONB556 | $1.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $88K |
| Net Deferred Tax Assets | RCON2148 | $39K |
| Other Assets | RCON2168 | $26K |
| Prepaid Expenses | RCON2166 | $26K |
Schedule RC-G: Other Liabilities (4 items)
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · First State Bank of Roscoe quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $150.6M |
| Quarterly Average of Total Loans | RCON3360 | $77.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $41.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $39.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $36.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $29.4M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $28.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $18.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $17.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $11.9M |
| Mortgage-backed Securities | RCONB559 | $9.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $6.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $6.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $848K |
| All Other Securities | RCONB560 | $555K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · First State Bank of Roscoe derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $18.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $4.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $392K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $157K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · First State Bank of Roscoe memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $479K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First State Bank of Roscoe other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $150.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $126.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $73.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $51.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $20.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,703 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 145 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 93 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · First State Bank of Roscoe regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $86.9M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · First State Bank of Roscoe regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $150.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $150.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $86.9M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $21.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $20.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $20.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $20.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $20.5M |
| Retained Earnings | RCOAKW00 | $10.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $954K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $954K |
| Tier 2 Capital Before Deductions | RCOAP870 | $954K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$608K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$608K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $274K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $274K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2505 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2395 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2395 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1705 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1384 |
Schedule RC-R, Part II: Risk-Weighted Assets (36 items)
About Schedule RC-R, Part II · First State Bank of Roscoe risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $86.9M |
| Total Risk-weighted Assets | RCONG641 | $86.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $79.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $79.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $79.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $77.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $73.3M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $38.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $36.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $36.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $31.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $31.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $29.2M |
| Unconditionally Cancellable Commitments | RCONS540 | $23.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $14.3M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $14.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $10.9M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $9.1M |
| Total All Other Assets | RCOND981 | $7.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $6.7M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $6.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $6.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $984K |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $984K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $663K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$647K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $340K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $274K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $155K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $25K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $20.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $20.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $20.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $600K |
| Other Comprehensive Income | RIADB511 | -$321K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · First State Bank of Roscoe charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
| Recoveries on All Other Loans | RIAD4628 | $2K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $2K |
| Recoveries on Automobile Loans | RIADK133 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · First State Bank of Roscoe changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $954K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $951K |
| Balance at end of current period, Available-for-sale debt securities | RIADJH99 | $3K |
| Recoveries, Available-for-sale debt securities | RIADJH95 | $3K |
First State Bank of Roscoe call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First State Bank of Roscoe call report?
The First State Bank of Roscoe call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First State Bank of Roscoe file?
First State Bank of Roscoe files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First State Bank of Roscoe call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First State Bank of Roscoe has Federal Reserve RSSD ID 189950 and FDIC certificate number 9005. Either one finds its filings on the FFIEC Central Data Repository.
How often does First State Bank of Roscoe file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First State Bank of Roscoe financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9005) · FFIEC NIC profile (RSSD 189950)