First State Bank of Van Orin: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.90 percentage points higher than in Q1 2026, at 34.82%. On loan-to-deposit ratio, First State Bank of Van Orin is 11th from the bottom among 323 Illinois banks, 34.03% (Q2 2026). First State Bank of Van Orin reported 34.03% on loan-to-deposit ratio for Q2 2026, 33.60 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $25.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 34.03% |
| Net loans and leases to deposits | 33.44% |
| Loans and leases to core deposits | 34.82% |
| Core deposits to total deposits | 97.71% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 23.67% | 97.11% | $0 | $0 |
| Q4 2023 | 23.66% | 95.29% | $0 | $0 |
| Q1 2024 | 28.44% | 94.25% | $0 | $0 |
| Q2 2024 | 29.82% | 94.17% | $0 | $0 |
| Q3 2024 | 29.06% | 95.53% | $0 | $0 |
| Q4 2024 | 29.75% | 95.32% | $0 | $0 |
| Q1 2025 | 27.63% | 94.87% | $0 | $0 |
| Q2 2025 | 31.15% | 99.20% | $0 | $0 |
| Q3 2025 | 31.51% | 99.23% | $0 | $0 |
| Q4 2025 | 30.02% | 99.19% | $0 | $0 |
| Q1 2026 | 31.66% | 99.16% | $0 | $0 |
| Q2 2026 | 34.03% | 97.71% | $0 | $0 |
First State Bank of Van Orin liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank of Van Orin, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank of Van Orin profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10809) · FFIEC NIC profile (RSSD 472148)