The First State Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 5.88 percentage points in Q2 2026, from 29.94% to 24.06%. It was the largest change from Q1 2026 among the key lines here. The First State Bank ranks 112th of 169 Oklahoma banks on total deposits, in the lower half at $139.3M (Q2 2026). The First State Bank reported $139.3M on total deposits for Q2 2026, 50% below the $276.0M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $139.3M |
| Domestic office deposits | $139.3M |
| Foreign office deposits | — |
| Deposits to total assets | 87.01% |
| Deposits to total liabilities | 95.53% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $37.2M |
| Savings deposits | $0 |
| Transaction accounts to domestic deposits | 32.83% |
| Time deposits | $49K |
| Time deposits under $100k | $36.4M |
| Time deposits $100k to $250k | $22.4M |
| Time deposits over $250k | $10.2M |
| Noninterest-bearing share of deposits | 24.06% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $93.3M |
| Core deposits to total deposits | 67.04% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $35.7M |
| Brokered deposits to total deposits | 25.66% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.23% |
| Interest expense on deposits | $819K |
| Loans and leases to core deposits | 100.75% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $114.8M | 77.35% | 16.39% | 3.29% |
| Q4 2023 | $123.0M | 76.27% | 16.99% | 3.47% |
| Q1 2024 | $113.4M | 74.62% | 16.68% | 3.52% |
| Q2 2024 | $126.0M | 66.79% | 25.36% | 3.78% |
| Q3 2024 | $125.2M | 65.30% | 27.14% | 3.88% |
| Q4 2024 | $129.9M | 68.03% | 24.56% | 3.95% |
| Q1 2025 | $126.9M | 66.77% | 25.87% | 3.66% |
| Q2 2025 | $126.1M | 65.77% | 27.18% | 3.41% |
| Q3 2025 | $133.6M | 66.16% | 27.20% | 3.39% |
| Q4 2025 | $143.1M | 66.77% | 26.63% | 3.21% |
| Q1 2026 | $139.0M | 65.71% | 27.71% | 3.14% |
| Q2 2026 | $139.3M | 67.04% | 25.66% | 3.23% |
The First State Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The First State Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2301) · FFIEC NIC profile (RSSD 141350)