Bank call report · Oakland, MD
First United Bank & Trust Call Report
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First United Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 517 reported line items, schedule by schedule (920 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 61122 |
| FDIC certificate number | 4857 |
| Total assets | $2.05B |
Official Q2 2026 call report PDF (FFIEC) →
First United Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · First United Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.05B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.05B |
| Total Liabilities and Minority Interest | RCON2948 | $1.84B |
| Total Deposits | RCON2200 | $1.74B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.57B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.55B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.30B |
| Deposits: Noninterest-bearing | RCON6631 | $441.4M |
| Total Equity Capital | RCON3210 | $217.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $217.8M |
| Held-to-maturity Securities, Total | RCON1754 | $170.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $170.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $145.1M |
| Other Assets | RCON2160 | $107.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $92.9M |
| Surplus | RCON3839 | $90.9M |
| Interest-bearing Balances | RCON0071 | $61.0M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $50.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $30.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $24.2M |
| Other Liabilities, Total | RCON2930 | $24.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$21.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $20.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $19.2M |
| Intangible Assets | RCON2143 | $11.8M |
| Goodwill | RCON3163 | $11.0M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $4.6M |
| Common Stock | RCON3230 | $3.7M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $1.0M |
Schedule RI: Income Statement (54 items)
About Schedule RI · First United Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $51.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $46.3M |
| Net Interest Income | RIAD4074 | $37.0M |
| Total Noninterest Expense | RIAD4093 | $29.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $20.8M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $16.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $16.8M |
| Salaries and Employee Benefits | RIAD4135 | $16.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $14.3M |
| Total Interest Expense | RIAD4073 | $14.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.8M |
| Net Income (Loss) | RIAD4340 | $12.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.8M |
| Total Noninterest Income | RIAD4079 | $10.7M |
| Other Noninterest Expense | RIAD4092 | $10.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $9.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $7.5M |
| Applicable Income Taxes | RIAD4302 | $4.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.3M |
| Other Noninterest Income | RIADB497 | $3.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $2.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.5M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.4M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $680K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $639K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $540K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $392K |
| Interest on Other Securities | RIAD4060 | $359K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $344K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $342K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $321K |
| Fees and Commissions from Annuity Sales | RIADC887 | $319K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $287K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $165K |
| Net Servicing Fees | RIADB492 | $145K |
| Other Interest Income | RIAD4518 | $137K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $129K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $125K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $118K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $85K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $60K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $46K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $44K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $40K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $37K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $24K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $2K |
| Insurance and Reinsurance Underwriting Income | RIADC386 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 329 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $85.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $60.0M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $12.2M |
| Currency and Coin | RCON0080 | $6.9M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.0M |
Schedule RC-B: Securities (39 items)
About Schedule RC-B · First United Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $5.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $5.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $24.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $21.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $27.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $25.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $28.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $25.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $43.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $36.2M |
| Pledged Securities | RCON0416 | $249.2M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $146.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $107.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $107.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $74.9M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $68.7M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $60.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $40.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $37.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $32.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $16.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $13.5M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $12.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $12.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $11.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $10.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $8.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $8.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $7.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $7.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.8M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $4.2M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $3.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $1.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $1.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $954K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $250K |
Schedule RC-C, Part I: Loans and Leases (43 items)
About Schedule RC-C, Part I · First United Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.57B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $470.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $380.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $354.1M |
| Pledged Loans and Leases | RCONG378 | $349.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $315.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $266.9M |
| Commercial and Industrial Loans | RCON1766 | $229.7M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $229.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $211.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $208.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $157.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $135.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $124.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $112.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $103.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $78.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $77.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $72.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $58.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $48.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $38.6M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $36.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $33.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $24.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $14.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $14.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $11.4M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $7.0M |
| Other Loans | RCONJ464 | $7.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $5.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $4.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $4.2M |
| All Other Lease Financing Receivables | RCONF163 | $2.9M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $2.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $2.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $1.7M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $851K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $348K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $348K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $61.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $37.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $22.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $20.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $13.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $780K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $320K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $131K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 584 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 200 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 156 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 130 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 105 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 33 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 22 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 5 |
Schedule RC-E: Deposit Liabilities (35 items)
About Schedule RC-E · First United Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.28B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.20B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $654.9M |
| Total Transaction Accounts | RCON2215 | $465.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $451.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $425.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $416.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $358.6M |
| Total reciprocal deposits | RCONJH83 | $306.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $238.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $144.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $110.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $97.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $82.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $78.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $70.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $62.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $61.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $47.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $47.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $39.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $33.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $25.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $25.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $25.0M |
| Total Brokered Deposits | RCON2365 | $25.0M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $23.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $18.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $13.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $13.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $9.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $783K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $562K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $50.5M |
| Other Assets | RCON2168 | $40.0M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $24.0M |
| Accrued Interest Receivable | RCONB556 | $7.6M |
| Net Deferred Tax Assets | RCON2148 | $7.5M |
| Prepaid Expenses | RCON2166 | $3.1M |
| Other Repossessed Assets (Net) | RCON1578 | $2.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $18.7M |
| Deferred Compensation Liabilities | RCONC011 | $9.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $3.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.5M |
| Operating lease liabilities | RCONLB56 | $1.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $764K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · First United Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.01B |
| Quarterly Average of Total Loans | RCON3360 | $1.55B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.18B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $718.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $535.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $238.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $234.1M |
| Mortgage-backed Securities | RCONB559 | $193.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $121.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $70.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $54.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $51.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $36.5M |
| All Other Securities | RCONB560 | $18.3M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $15.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · First United Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $141.5M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $74.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $37.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $36.1M |
| Performance Standby Letters of Credit | RCON3821 | $18.8M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $8.4M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $8.4M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $5.4M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $4.1M |
Schedule RC-M: Memoranda (6 items)
About Schedule RC-M · First United Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Secured Liabilites: Amount of 'Federal Funds Purchased' That Are Secured | RCONF064 | $50.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $8.5M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $1.2M |
| Mortgage Servicing Assets | RCON3164 | $508K |
| All other intangible assets | RCONJF76 | $275K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · First United Bank & Trust past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $7.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $953K |
| Additions to Nonaccrual Assets | RCONC410 | $882K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $880K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $787K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $468K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $391K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $375K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $315K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $313K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $303K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $201K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $150K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $30K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $27K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $25K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $21K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $16K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (11 items)
About Schedule RC-O · First United Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.99B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.74B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $911.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $814.4M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $395.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $221.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $18.9M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 63,044 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,333 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 925 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $94.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $94.0M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $92.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $92.9M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $1.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $1.0M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First United Bank & Trust regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · First United Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.01B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.00B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.66B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $251.9M |
| Common Equity Tier 1 Capital | RCOAP859 | $231.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $231.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $231.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $217.8M |
| Retained Earnings | RCOAKW00 | $145.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $94.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$21.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $20.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $20.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $20.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$11.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $8.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $8.2M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$7.3M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$4.0M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$860K |
| Unrealized Net Gain (Loss) Related to Changes in the Fair Value of Liabilities That Are Due to Changes in Own Credit Risk | RCOAQ258 | $398K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $275K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1522 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1396 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1396 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1156 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0722 |
Schedule RC-R, Part II: Risk-Weighted Assets (78 items)
About Schedule RC-R, Part II · First United Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.66B |
| Total Risk-weighted Assets | RCONG641 | $1.66B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.31B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.31B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.15B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $983.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $956.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $568.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $535.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $534.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $512.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $277.8M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $267.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $234.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $233.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $171.6M |
| Total Held-to-maturity Securities | RCOND961 | $170.3M |
| Total All Other Assets | RCOND981 | $154.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $152.0M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $144.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $141.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $138.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $136.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $94.0M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $85.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $68.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $59.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $47.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $46.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $44.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$33.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $33.2M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $30.3M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $30.3M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $27.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $22.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $20.8M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $20.5M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $19.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $18.8M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $18.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $18.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $16.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$14.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $11.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $11.2M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $11.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $9.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $9.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $8.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $7.3M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$5.6M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $4.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $4.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $4.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $2.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $2.3M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $2.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $866K |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $745K |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $743K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $676K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $508K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $508K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $508K |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $405K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $226K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $175K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $169K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $169K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $169K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $86K |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $1K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $113.3M |
Schedule RC-T: Fiduciary and Related Services (39 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.34B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $589.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $277.7M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $277.7M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $223.7M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $145.6M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $74.7M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $55.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $53.3M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $51.8M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $21.0M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $13.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $7.5M |
| Income from Fiduciary Activities | RIAD4070 | $5.2M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $3.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $2.4M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $2.2M |
| Other Retirement Accounts | RIADB907 | $1.3M |
| Personal Trust and Agency Accounts | RIADB904 | $875K |
| Employee Benefit-defined Benefit | RIADB906 | $334K |
| Employee Benefit-defined Contribution | RIADB905 | $294K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $124K |
| Custody and Safekeeping Accounts | RIADB909 | $46K |
| Other Fiduciary and Related Services Income | RIADB910 | $13K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 2,302 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 975 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 975 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 823 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 443 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 63 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 49 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 37 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 21 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 18 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 9 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 5 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 5 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 4 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 3 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $217.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $207.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $207.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.4M |
| Other Comprehensive Income | RIADB511 | $1.6M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (14 items)
About Schedule RI-B, Part I · First United Bank & Trust charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $464K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $192K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $170K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $134K |
| Charge-offs on All Other Loans | RIAD4644 | $87K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $53K |
| Charge-offs on Automobile Loans | RIADK129 | $47K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $39K |
| Recoveries on All Other Loans | RIAD4628 | $36K |
| Recoveries on Automobile Loans | RIADK133 | $18K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $13K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $10K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $4K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · First United Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $20.6M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $19.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $464K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $245K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $102K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $102K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.57B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $625.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $547.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $242.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $102.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $54.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $20.6M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.4M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $5.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $3.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.1M |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $102K |
| Held to Maturity Securities, Total | RCONJJ25 | $102K |
Schedule RI-E: Explanations (19 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $3.0M |
| Consulting and Advisory Expense | RIADF557 | $2.4M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.0M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $915K |
| Accounting and Auditing Expenses | RIADF556 | $603K |
| Marketing and Other Professional Services | RIAD0497 | $426K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $385K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $355K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $251K |
| Other Real Estate Owned Expenses | RIADY923 | $225K |
| Legal Expense | RIAD4141 | $218K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $201K |
| Telecommunications Expense | RIADF559 | $189K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $175K |
| Directors' Fees | RIAD4136 | $87K |
| Printing, Stationery, and Supplies | RIADC018 | $87K |
| Safe Deposit Box Rent | RIADC015 | $48K |
| Income and Fees from Wire Transfers | RIADT047 | $42K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $6K |
First United Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First United Bank & Trust call report?
The First United Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First United Bank & Trust file?
First United Bank & Trust files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First United Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First United Bank & Trust has Federal Reserve RSSD ID 61122 and FDIC certificate number 4857. Either one finds its filings on the FFIEC Central Data Repository.
How often does First United Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First United Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 4857) · FFIEC NIC profile (RSSD 61122)