Bank call report · Salt Lake City, UT
First Utah Bank Call Report
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First Utah Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 285 reported line items, schedule by schedule (412 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 207872 |
| FDIC certificate number | 22738 |
| Total assets | $840.3M |
Official Q2 2026 call report PDF (FFIEC) →
First Utah Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · First Utah Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $840.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $840.3M |
| Total Liabilities and Minority Interest | RCON2948 | $754.9M |
| Total Deposits | RCON2200 | $688.5M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $634.4M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $625.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $547.6M |
| Deposits: Noninterest-bearing | RCON6631 | $141.0M |
| Total Equity Capital | RCON3210 | $85.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $85.4M |
| Interest-bearing Balances | RCON0071 | $67.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $66.2M |
| Held-to-maturity Securities, Total | RCON1754 | $66.2M |
| Other Borrowed Money | RCON3190 | $55.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $41.6M |
| Common Stock | RCON3230 | $41.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $39.3M |
| Other Assets | RCON2160 | $19.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $14.0M |
| Other Liabilities, Total | RCON2930 | $11.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $9.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.0M |
| Surplus | RCON3839 | $5.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.4M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $1.8M |
| Intangible Assets | RCON2143 | $1.2M |
Schedule RI: Income Statement (39 items)
About Schedule RI · First Utah Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $27.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $23.0M |
| Net Interest Income | RIAD4074 | $18.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $17.7M |
| Total Noninterest Expense | RIAD4093 | $13.0M |
| Total Interest Expense | RIAD4073 | $9.0M |
| Salaries and Employee Benefits | RIAD4135 | $8.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.6M |
| Provision for Loan and Lease Losses | RIAD4230 | $4.2M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $4.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $4.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $4.1M |
| Other Noninterest Expense | RIAD4092 | $3.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $3.1M |
| Net Income (Loss) | RIAD4340 | $3.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $3.1M |
| Total Noninterest Income | RIAD4079 | $3.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.6M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $2.0M |
| Income from Lease Financing Receivables | RIAD4065 | $1.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.3M |
| Other Interest Expense | RIADGW44 | $1.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $934K |
| Applicable Income Taxes | RIAD4302 | $930K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $785K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $733K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $709K |
| Other Noninterest Income | RIADB497 | $698K |
| Net Servicing Fees | RIADB492 | $266K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $132K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $121K |
| Interest on Other Securities | RIAD4060 | $121K |
| Other Interest Income | RIAD4518 | $110K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$52K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $20K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 110 |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · First Utah Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $23.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $22.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $31.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $25.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $59.6M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $56.8M |
| Pledged Securities | RCON0416 | $54.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $40.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $23.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $20.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $15.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $14.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $10.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $9.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $9.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $6.5M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $6.0M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $6.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $5.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $4.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $2.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $297K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $79K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $51K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $27K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · First Utah Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $634.4M |
| Pledged Loans and Leases | RCONG378 | $257.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $252.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $213.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $185.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $161.5M |
| Commercial and Industrial Loans | RCON1766 | $109.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $106.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $92.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $50.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $36.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $36.6M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $35.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $19.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $14.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $10.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $4.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $4.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $4.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $3.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $2.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.0M |
| Unearned Income on Loans | RCON2123 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $509K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $471K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $323K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $234K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $187K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $183K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $36K |
| Other Loans | RCONJ464 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $38.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $16.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $401K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 93 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 68 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 62 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 41 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 18 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 5 |
Schedule RC-E: Deposit Liabilities (30 items)
About Schedule RC-E · First Utah Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $400.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $372.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $325.0M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $288.0M |
| Total reciprocal deposits | RCONJH83 | $251.6M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $227.1M |
| Total Brokered Deposits | RCON2365 | $110.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $100.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $94.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $86.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $83.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $67.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $56.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $51.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $50.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $41.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $38.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $37.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $29.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $27.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $22.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $21.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $17.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $12.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $9.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $7.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $2.4M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $24K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.5M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $3.4M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $3.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.1M |
| Net Deferred Tax Assets | RCON2148 | $2.6M |
| Accrued Interest Receivable | RCONB556 | $2.6M |
| Other Assets | RCON2168 | $1.1M |
| Prepaid Expenses | RCON2166 | $677K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $7.9M |
| Deferred Compensation Liabilities | RCONC011 | $3.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $2.5M |
| Operating lease liabilities | RCONLB56 | $2.3M |
| Accounts Payable | RCON3066 | $2.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $831K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · First Utah Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $841.8M |
| Quarterly Average of Total Loans | RCON3360 | $619.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $486.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $238.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $138.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $125.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $107.2M |
| Mortgage-backed Securities | RCONB559 | $100.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $58.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $57.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $43.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $36.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $23.5M |
| All Other Securities | RCONB560 | $6.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $394K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · First Utah Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $104.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $52.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $26.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $19.9M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $17.3M |
| Unused Commitments - Credit Card Lines | RCON3815 | $6.0M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $3.0M |
| Performance Standby Letters of Credit | RCON3821 | $2.8M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $613K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · First Utah Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $35.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $35.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $20.0M |
| All other intangible assets | RCONJF76 | $1.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $24K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · First Utah Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $40.5M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $23.8M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $18.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $17.4M |
| Additions to Nonaccrual Assets | RCONC410 | $10.9M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $9.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $6.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $5.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $4.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $4.7M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $4.7M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $1.3M |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $830K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $695K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $400K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $51K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · First Utah Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $841.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $689.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $485.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $197.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $85.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $774K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 10,526 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 294 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 258 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · First Utah Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $841.8M |
| Total Assets | RCOA2170 | $840.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $839.8M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCOAJJ30 | $634.4M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $128.7M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $99.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $85.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $85.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $85.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $85.4M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets, Held-to-maturity debt securities | RCOAJJ31 | $68.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $46.2M |
| Retained Earnings | RCOAKW00 | $41.6M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $29.3M |
| Unconditionally Cancellable Commitments | RCOAS540 | $17.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.4M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.9M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$1.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.2M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $760K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$660K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.1531 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1022 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $85.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $83.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $83.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $547K |
| Other Comprehensive Income | RIADB511 | -$351K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · First Utah Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4.5M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $2.5M |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $1.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $800K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $676K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $301K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $144K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $16K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · First Utah Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $9.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $8.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4.5M |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $194.0M |
| Aggregate Amount of Fair Value Option Assets | RCONHK18 | $1.2M |
First Utah Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Utah Bank call report?
The First Utah Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Utah Bank file?
First Utah Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Utah Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Utah Bank has Federal Reserve RSSD ID 207872 and FDIC certificate number 22738. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Utah Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Utah Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22738) · FFIEC NIC profile (RSSD 207872)