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First Westroads Bank, Inc.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

Core deposits to total deposits dropped 7.48 percentage points in Q3 2026, from 95.92% to 88.43%. It was the largest change from Q2 2026 among the key lines here. First Westroads Bank, Inc. ranks 49th of 138 Nebraska banks on total deposits, in the upper half at $346.9M (Q3 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. First Westroads Bank, Inc. sits 25% higher, at $346.9M (Q3 2026); the peer median is as of Q2 2026.

Deposit totals

Deposit totals for First Westroads Bank, Inc., Q3 2026
Line item Q3 2026
Total deposits $346.9M
Domestic office deposits $346.9M
Foreign office deposits —
Deposits to total assets 85.68%
Deposits to total liabilities 96.26%

Deposit composition

Deposit composition for First Westroads Bank, Inc., Q3 2026
Line item Q3 2026
Demand deposits $117.1M
Savings deposits $10.1M
Transaction accounts to domestic deposits 36.30%
Time deposits $18K
Time deposits under $100k $7.8M
Time deposits $100k to $250k $34.2M
Time deposits over $250k $22.0M
Noninterest-bearing share of deposits 30.35%

Stability of funding

Stability of funding for First Westroads Bank, Inc., Q3 2026
Line item Q3 2026
Core deposits $306.7M
Core deposits to total deposits 88.43%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $18.1M
Brokered deposits to total deposits 5.22%

Cost of deposits

Cost of deposits for First Westroads Bank, Inc., Q3 2026
Line item Q3 2026
Cost of interest-bearing deposits 2.78%
Interest expense on deposits $1.7M
Loans and leases to core deposits 91.13%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, First Westroads Bank, Inc., oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q4 2023 $272.6M 98.26% 0.00% 2.84%
Q1 2024 $282.5M 97.61% 0.00% 2.66%
Q2 2024 $283.8M 96.88% 0.36% 3.35%
Q3 2024 $302.6M 94.29% 0.08% 3.30%
Q4 2024 $308.3M 94.55% 0.08% 3.15%
Q1 2025 $322.3M 93.55% 0.00% 2.77%
Q2 2025 $335.2M 94.12% 0.00% 2.76%
Q3 2025 $338.2M 95.63% 0.00% 2.84%
Q4 2025 $326.9M 94.84% 0.00% 2.80%
Q1 2026 $326.6M 95.06% 0.00% 2.48%
Q2 2026 $344.0M 95.92% 0.00% 2.53%
Q3 2026 $346.9M 88.43% 5.22% 2.78%

First Westroads Bank, Inc. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Westroads Bank, Inc. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 19742) · FFIEC NIC profile (RSSD 222754)