First Westroads Bank, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Westroads Bank, Inc. of Omaha, NE against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.35% | 1.25% | +0.10% | 34th below |
| ROAE | 12.37% | 13.24% | -0.87% | 34th below |
| Net Interest Margin Ahead of the peer average, behind the median peer. | 4.02% | 3.95% | +0.07% | 48th below |
| Efficiency Ratio | 54.09% | 61.22% | -7.13% | 62nd above |
| PPNR / Avg Assets | 1.92% | — | — | 61st above |
| Yield on Earning Assets | 5.71% | 5.68% | +0.03% | 62nd above |
| Cost of Funds | 1.93% | 1.88% | +0.05% | 28th below |
| Net Interest Spread | 2.91% | — | — | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 0.94% | -0.85% | 67th above |
| NPA / Total Assets | 0.06% | — | — | 66th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 79th top |
| ACL / Total Loans | 1.90% | — | — | 87th top |
| ACL / NPLs (Coverage) | 2218.50% | — | — | — |
| Texas Ratio | 0.51% | 7.40% | -6.89% | 72nd above |
| Provision / NCO | 2500.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.45% | 11.73% | -0.28% | 46th below |
| Equity / Assets | 11.00% | 10.96% | +0.04% | 56th above |
| TCE / Tangible Assets | 11.00% | — | — | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.34% | 80.60% | +4.74% | 25th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.43% | 86.92% | +1.51% | 41st below |
| Wholesale Funding Ratio | 2.96% | — | — | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.02% | — | — | 56th above |
| Loan Growth (Y/Y) | 17.68% | — | — | 90th top |
| Deposit Growth (Y/Y) | 2.57% | — | — | 41st below |
See First Westroads Bank, Inc.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Westroads Bank, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Westroads Bank, Inc. profile, how to read a UBPR, or how this data updates.