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FirstBank of Nebraska: Peer Group Comparison

Peer strength score 55/100
Peer group Banks with $100M to $1B in assets
Peers compared 2603
Quartile spread 7 top · 3 above · 8 below · 5 bottom
Efficiency Ratio · 98thROAE · 92ndROAA · 85th Core Deposit Ratio · 6thWholesale Funding Ratio · 10thNet Interest Spread · 15th

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks FirstBank of Nebraska of Wahoo, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA 1.98% 1.34% +0.64% 85th top
ROAE 22.32% 13.32% +9.00% 92nd top
Net Interest Margin 3.30% 3.93% -0.63% 20th bottom
Efficiency Ratio 34.98% 61.14% -26.16% 98th top
PPNR / Avg Assets 1.96% 1.68% +0.28% 71st above
Yield on Earning Assets 5.50% 5.67% -0.17% 45th below
Cost of Funds 2.35% 1.88% +0.47% 20th bottom
Net Interest Spread 2.53% 3.32% -0.79% 15th bottom

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans Ahead of the peer average, behind the median peer. 0.78% 0.94% -0.16% 34th below
NPA / Total Assets Ahead of the peer average, behind the median peer. 0.37% 0.70% -0.33% 46th below
NCO / Avg Loans 0.00% 0.16% -0.16% 62nd above
ACL / Total Loans 1.51% 1.28% +0.23% 79th top
ACL / NPLs (Coverage) 192.64% 1546.83% -1354.19% 47th below
Texas Ratio Ahead of the peer average, behind the median peer. 4.34% 7.34% -3.00% 45th below

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
Leverage Ratio Behind the peer average, ahead of the median peer. 11.19% 12.14% -0.95% 54th above
Equity / Assets 9.28% 11.37% -2.09% 31st below
TCE / Tangible Assets 9.09% 11.08% -1.99% 33rd below

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 60.84% 80.67% -19.83% 82nd top
Core Deposit Ratio 71.42% 86.86% -15.44% 6th bottom
Wholesale Funding Ratio 11.71% 5.03% +6.68% 10th bottom

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 8.14% 6.84% +1.30% 76th top
Loan Growth (Y/Y) 5.00% 7.92% -2.92% 48th below
Deposit Growth (Y/Y) 7.80% 6.29% +1.51% 75th top

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FirstBank of Nebraska profile, how to read a UBPR, or how this data updates.