FirstBank of Nebraska: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 61.54 percentage points higher than in Q1 2026, at 192.64%. FirstBank of Nebraska ranks 23rd of 138 Nebraska banks on return on assets, in the upper half at 1.98% (Q2 2026). FirstBank of Nebraska's return on assets of 1.98% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.73 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.19% |
| Equity capital to assets | 9.28% |
| Tangible equity to tangible assets | 9.09% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.78% |
| Non-performing assets ratio | 0.37% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 4.34% |
| Allowance for credit losses to loans | 1.51% |
| Reserve coverage of non-performing loans | 192.64% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.98% |
| Return on equity | 22.32% |
| Net interest margin | 3.30% |
| Efficiency ratio | 34.98% |
| Yield on earning assets | 5.50% |
| Cost of funds | 2.35% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 60.84% |
| Core deposits to total deposits | 71.42% |
| Brokered deposits to total deposits | 12.00% |
| Deposits to assets | 78.31% |
| Securities to assets | 45.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.38% | 1.48% | 2.79% | 0.07% | -0.02% |
| Q4 2023 | 11.77% | 1.11% | 2.73% | 0.07% | 0.00% |
| Q1 2024 | 10.96% | 1.27% | 2.63% | 0.07% | -0.00% |
| Q2 2024 | 11.16% | 1.42% | 2.75% | 0.06% | 0.00% |
| Q3 2024 | 10.81% | 1.31% | 2.71% | 0.06% | 0.00% |
| Q4 2024 | 10.23% | 1.25% | 2.50% | 0.06% | 0.06% |
| Q1 2025 | 11.01% | 1.53% | 2.90% | 0.06% | -0.00% |
| Q2 2025 | 10.88% | 1.66% | 3.12% | 0.05% | 0.00% |
| Q3 2025 | 11.11% | 1.63% | 3.00% | 0.29% | 0.00% |
| Q4 2025 | 11.51% | 1.63% | 3.14% | 0.29% | 0.00% |
| Q1 2026 | 10.95% | 1.68% | 3.17% | 1.18% | -0.00% |
| Q2 2026 | 11.19% | 1.98% | 3.30% | 0.78% | 0.00% |
FirstBank of Nebraska vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock FirstBank of Nebraska, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FirstBank of Nebraska profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5486) · FFIEC NIC profile (RSSD 540056)