Five Points Bank of Hastings: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and noninterest-bearing balances to assets climbed 5.05 percentage points in Q2 2026, from 11.60% to 16.66%. It was the largest change from Q1 2026 among the key lines here. Five Points Bank of Hastings has the 11th lowest loan-to-deposit ratio of the 138 banks headquartered in Nebraska, at 51.98% as of Q2 2026. Five Points Bank of Hastings reported 51.98% on loan-to-deposit ratio for Q2 2026, 28.86 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $91.9M |
| Cash and noninterest-bearing balances to assets | 16.66% |
| Cash and securities | $274.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $2.2M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.98% |
| Net loans and leases to deposits | 51.42% |
| Loans and leases to core deposits | 53.86% |
| Core deposits to total deposits | 96.51% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.35% | 96.36% | $4.4M | $5.0M |
| Q4 2023 | 51.99% | 97.85% | $1.5M | $9.0M |
| Q1 2024 | 54.56% | 97.12% | $1.9M | $25.0M |
| Q2 2024 | 54.25% | 97.31% | $2.3M | $21.0M |
| Q3 2024 | 55.20% | 97.11% | $2.0M | $21.0M |
| Q4 2024 | 52.32% | 97.56% | $1.2M | $0 |
| Q1 2025 | 53.49% | 97.09% | $1.2M | $0 |
| Q2 2025 | 55.02% | 96.71% | $1.4M | $0 |
| Q3 2025 | 60.60% | 96.29% | $1.9M | $17.8M |
| Q4 2025 | 56.78% | 96.58% | $2.1M | $0 |
| Q1 2026 | 54.45% | 96.39% | $2.1M | $0 |
| Q2 2026 | 51.98% | 96.51% | $2.2M | $0 |
Five Points Bank of Hastings liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Five Points Bank of Hastings, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Five Points Bank of Hastings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14312) · FFIEC NIC profile (RSSD 386450)