Five Points Bank of Hastings: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 2.82 percentage points lower than in Q1 2026, at 33.06%. Within Nebraska, Five Points Bank of Hastings is 106th of 138 on return on assets, 1.02% as of Q2 2026, below the middle of the field. Five Points Bank of Hastings reported 1.02% on return on assets for Q2 2026, 0.22 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.94% |
| Equity capital to assets | 10.67% |
| Tangible equity to tangible assets | 10.67% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.47% |
| Allowance for credit losses to loans | 1.07% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.02% |
| Return on equity | 9.48% |
| Net interest margin | 2.54% |
| Efficiency ratio | 55.64% |
| Yield on earning assets | 4.46% |
| Cost of funds | 2.06% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.98% |
| Core deposits to total deposits | 96.51% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.56% |
| Securities to assets | 33.06% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.81% | 0.03% | 1.14% | 0.00% | 0.00% |
| Q4 2023 | 9.81% | -0.05% | 1.12% | 1.01% | 0.00% |
| Q1 2024 | 9.87% | 0.17% | 1.29% | 1.00% | 0.00% |
| Q2 2024 | 9.87% | 0.08% | 1.36% | 1.00% | 0.00% |
| Q3 2024 | 9.90% | 0.07% | 1.36% | 0.22% | 0.01% |
| Q4 2024 | 10.01% | 0.48% | 1.85% | 0.11% | 0.01% |
| Q1 2025 | 10.25% | 0.59% | 1.94% | 0.11% | 0.00% |
| Q2 2025 | 10.55% | 0.60% | 1.94% | 0.00% | 0.00% |
| Q3 2025 | 10.82% | 0.85% | 2.13% | 0.00% | 0.01% |
| Q4 2025 | 10.99% | 0.55% | 2.27% | 0.00% | 0.00% |
| Q1 2026 | 10.96% | 0.59% | 2.37% | 0.00% | 0.00% |
| Q2 2026 | 10.94% | 1.02% | 2.54% | 0.00% | 0.00% |
Five Points Bank of Hastings vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Five Points Bank of Hastings, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Five Points Bank of Hastings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14312) · FFIEC NIC profile (RSSD 386450)