Bank call report · Midwest City, OK
FNB Community Bank Call Report
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FNB Community Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 317 reported line items, schedule by schedule (933 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 839255 |
| FDIC certificate number | 16127 |
| Total assets | $480.2M |
Official Q2 2026 call report PDF (FFIEC) →
FNB Community Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · FNB Community Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $480.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $480.2M |
| Total Liabilities and Minority Interest | RCON2948 | $433.8M |
| Total Deposits | RCON2200 | $430.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $307.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $304.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $298.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $132.4M |
| Deposits: Noninterest-bearing | RCON6631 | $122.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $47.0M |
| Total Equity Capital | RCON3210 | $46.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $46.4M |
| Other Assets | RCON2160 | $19.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $14.7M |
| Interest-bearing Balances | RCON0071 | $7.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$6.6M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.6M |
| Other Liabilities, Total | RCON2930 | $3.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.3M |
| Common Stock | RCON3230 | $3.0M |
| Surplus | RCON3839 | $3.0M |
| Other Real Estate Owned | RCON2150 | $2.9M |
| Federal Funds Sold | RCONB987 | $1.6M |
| Goodwill | RCON3163 | $173K |
| Intangible Assets | RCON2143 | $173K |
Schedule RI: Income Statement (38 items)
About Schedule RI · FNB Community Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $10.9M |
| Net Interest Income | RIAD4074 | $9.1M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $8.3M |
| Total Noninterest Expense | RIAD4093 | $7.9M |
| Salaries and Employee Benefits | RIAD4135 | $5.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.8M |
| Net Income (Loss) | RIAD4340 | $2.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.8M |
| Total Interest Expense | RIAD4073 | $1.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.8M |
| Other Noninterest Expense | RIAD4092 | $1.6M |
| Total Noninterest Income | RIAD4079 | $1.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $1.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $800K |
| Interest on Other Securities | RIAD4060 | $750K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $664K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $634K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $613K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $516K |
| Other Noninterest Income | RIADB497 | $478K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $406K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $207K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$178K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $151K |
| Provision for Loan and Lease Losses | RIAD4230 | $150K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $121K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $117K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $85K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $53K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $53K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $3K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 95 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $22.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $10.4M |
| Balances Due from Federal Reserve Banks | RCON0090 | $5.8M |
| Currency and Coin | RCON0080 | $3.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $2.9M |
Schedule RC-B: Securities (28 items)
About Schedule RC-B · FNB Community Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $546K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $523K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $10.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $9.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $593K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $563K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $139.0M |
| Pledged Securities | RCON0416 | $100.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $65.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $61.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $59.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $40.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $39.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $27.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $26.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $20.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $20.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $14.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $11.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $8.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $8.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $993K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $420K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $292K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $272K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $204K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $70K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $2K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · FNB Community Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $304.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $96.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $69.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $64.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $63.9M |
| Pledged Loans and Leases | RCONG378 | $51.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $50.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $38.1M |
| Commercial and Industrial Loans | RCON1766 | $37.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $37.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $25.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $24.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $24.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $22.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $19.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $11.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $9.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $6.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $5.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $5.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.7M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $3.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.8M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $964K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $884K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $294K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $264K |
| Other Loans | RCONJ464 | $264K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $39K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $39K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $23.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $15.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $242K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $193K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 72 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 58 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 52 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 33 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 27 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · FNB Community Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $273.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $240.4M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $156.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $148.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $122.7M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $77.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $49.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $32.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $14.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $12.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $10.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $10.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $9.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $8.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $8.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $8.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $8.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $6.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $488K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $47K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $8.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $6.3M |
| Accrued Interest Receivable | RCONB556 | $2.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.1M |
| Prepaid Expenses | RCON2166 | $449K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.5M |
| Deferred Compensation Liabilities | RCONC011 | $1.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $485K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $235K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · FNB Community Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $501.6M |
| Quarterly Average of Total Loans | RCON3360 | $294.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $169.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $165.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $128.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $86.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $56.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $38.5M |
| All Other Securities | RCONB560 | $37.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $24.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $19.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $18.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $18.1M |
| Mortgage-backed Securities | RCONB559 | $11.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $10.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $306K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (9 items)
About Schedule RC-L · FNB Community Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $10.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $6.6M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $5.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.2M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $1.1M |
| Unused Commitments - Credit Card Lines | RCON3815 | $1.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $528K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $187K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · FNB Community Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $2.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $867K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · FNB Community Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $7.1M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $7.1M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $95K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $41K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $38K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $28K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $24K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · FNB Community Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $501.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $431.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $225.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $191.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $53.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $5.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 18,213 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 289 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 249 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 11 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · FNB Community Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · FNB Community Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $501.6M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $501.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $328.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $57.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $52.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $52.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $52.9M |
| Retained Earnings | RCOAKW00 | $47.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $46.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$6.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$6.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $6.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $4.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $173K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $173K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1735 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1609 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1609 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1054 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0935 |
Schedule RC-R, Part II: Risk-Weighted Assets (47 items)
About Schedule RC-R, Part II · FNB Community Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $330.3M |
| Total Risk-weighted Assets | RCONG641 | $328.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $263.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $263.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $263.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $236.2M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $236.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $132.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $120.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $120.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $106.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $59.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $59.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $54.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $52.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $49.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $40.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $30.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $27.9M |
| Total All Other Assets | RCOND981 | $25.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $24.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $24.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $22.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $22.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $14.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $14.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $12.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$12.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $11.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $10.6M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $10.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $8.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $8.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $8.2M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $8.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCONS451 | $7.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $7.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$6.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $2.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.6M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $610K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $528K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $528K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $528K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $180K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $173K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $46.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $45.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $45.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.5M |
| Other Comprehensive Income | RIADB511 | -$230K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · FNB Community Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $522K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $520K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · FNB Community Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.0M |
| Allowance for Loan and Lease Losses | RIAD3123 | $5.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $522K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$328K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $580K |
| Printing, Stationery, and Supplies | RIADC018 | $139K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $129K |
| Accounting and Auditing Expenses | RIADF556 | $121K |
| Marketing and Other Professional Services | RIAD0497 | $108K |
FNB Community Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the FNB Community Bank call report?
The FNB Community Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does FNB Community Bank file?
FNB Community Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the FNB Community Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: FNB Community Bank has Federal Reserve RSSD ID 839255 and FDIC certificate number 16127. Either one finds its filings on the FFIEC Central Data Repository.
How often does FNB Community Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
FNB Community Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 16127) · FFIEC NIC profile (RSSD 839255)