FNB Coweta: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 37.8% in Q2 2026, from $12.0M to $16.5M. It was the largest change from Q1 2026 among the key lines here. FNB Coweta ranks 139th of 169 Oklahoma banks on loan-to-deposit ratio, in the lower half at 59.50% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. FNB Coweta sits 21.34 points lower, at 59.50% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $16.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $58.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.50% |
| Net loans and leases to deposits | 58.45% |
| Loans and leases to core deposits | 67.35% |
| Core deposits to total deposits | 88.34% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 46.09% | 94.97% | $0 | $4.5M |
| Q4 2023 | 48.19% | 95.19% | $0 | $4.5M |
| Q1 2024 | 50.05% | 95.08% | $0 | $4.5M |
| Q2 2024 | 50.01% | 94.36% | $0 | $2.0M |
| Q3 2024 | 52.12% | 93.38% | $0 | $2.0M |
| Q4 2024 | 57.38% | 93.18% | $0 | $1.5M |
| Q1 2025 | 56.77% | 87.30% | $0 | $0 |
| Q2 2025 | 57.99% | 85.88% | $0 | $0 |
| Q3 2025 | 61.20% | 84.46% | $0 | $0 |
| Q4 2025 | 60.52% | 84.67% | $0 | $0 |
| Q1 2026 | 61.73% | 90.07% | $0 | $0 |
| Q2 2026 | 59.50% | 88.34% | $0 | $0 |
FNB Coweta liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock FNB Coweta, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full FNB Coweta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4071) · FFIEC NIC profile (RSSD 61953)