FNB Coweta: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FNB Coweta of Coweta, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.16% | 1.34% | +0.82% | 89th top |
| ROAE | 23.34% | 13.32% | +10.02% | 94th top |
| Net Interest Margin | 4.52% | 3.93% | +0.59% | 80th top |
| Efficiency Ratio | 50.80% | 61.13% | -10.33% | 79th top |
| PPNR / Avg Assets | 2.35% | 1.68% | +0.67% | 85th top |
| Yield on Earning Assets | 5.56% | 5.67% | -0.11% | 48th below |
| Cost of Funds | 1.12% | 1.88% | -0.76% | 87th top |
| Net Interest Spread | 4.05% | 3.32% | +0.73% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 91st top |
| ACL / Total Loans | 1.75% | 1.28% | +0.47% | 89th top |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
| Provision / NCO | 6250.00% | 1393.96% | +4856.04% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.17% | 12.14% | -0.97% | 53rd above |
| Equity / Assets | 9.22% | 11.37% | -2.15% | 31st below |
| TCE / Tangible Assets | 9.22% | 11.08% | -1.86% | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.50% | 80.66% | -21.16% | 84th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.34% | 86.85% | +1.49% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.96% | 6.84% | +1.12% | 75th top |
| Loan Growth (Y/Y) | 9.55% | 7.92% | +1.63% | 72nd above |
| Deposit Growth (Y/Y) | 6.77% | 6.29% | +0.48% | 69th above |
See FNB Coweta's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FNB Coweta, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FNB Coweta profile, how to read a UBPR, or how this data updates.