FNNB Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FNNB Bank of Newton, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.66% | 1.25% | +0.41% | 72nd above |
| ROAE | 18.96% | 13.17% | +5.79% | 83rd top |
| Net Interest Margin | 4.57% | 3.95% | +0.62% | 81st top |
| Efficiency Ratio | 62.26% | 61.50% | +0.76% | 47th below |
| PPNR / Avg Assets | 1.76% | — | — | 60th above |
| Yield on Earning Assets | 5.55% | 5.67% | -0.12% | 47th below |
| Cost of Funds | 1.02% | 1.87% | -0.85% | 91st top |
| Net Interest Spread | 4.11% | — | — | 87th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.55% | 0.93% | -0.38% | 43rd below |
| NPA / Total Assets | 0.40% | — | — | 44th below |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 87th top |
| ACL / Total Loans | 1.04% | — | — | 30th below |
| ACL / NPLs (Coverage) | 187.99% | — | — | 46th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.37% | 6.06% | -1.69% | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.38% | 17.18% | -4.80% | 21st bottom |
| Tier 1 Ratio | 12.38% | 17.21% | -4.83% | 20th bottom |
| Total Capital Ratio | 13.40% | — | — | 21st bottom |
| Leverage Ratio | 9.74% | 11.75% | -2.01% | 26th below |
| Equity / Assets | 8.31% | 10.98% | -2.67% | 17th bottom |
| TCE / Tangible Assets | 8.31% | — | — | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.00% | 80.44% | +7.56% | 33rd below |
| Core Deposit Ratio | 92.68% | 86.95% | +5.73% | 72nd above |
| Wholesale Funding Ratio | 9.87% | — | — | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.80% | — | — | 45th below |
| Loan Growth (Y/Y) | 15.81% | — | — | 87th top |
| Deposit Growth (Y/Y) | 2.70% | — | — | 40th below |
See FNNB Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FNNB Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FNNB Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the FNNB Bank peer analysis.