Forbright Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 2.36 percentage points lower than in Q1 2026, at 12.88%. Within Maryland, Forbright Bank is 19th of 27 on return on assets, 0.54% as of Q2 2026. Against a median of 1.27% for banks in the $1B-10B asset tier, Forbright Bank reported 0.54% on return on assets in Q2 2026, 0.73 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.24% |
| Equity capital to assets | 12.21% |
| Tangible equity to tangible assets | 11.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.45% |
| Non-performing assets ratio | 1.09% |
| Net charge-off ratio | 0.18% |
| Texas ratio | 8.81% |
| Allowance for credit losses to loans | 0.90% |
| Reserve coverage of non-performing loans | 62.02% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.54% |
| Return on equity | 4.51% |
| Net interest margin | 3.26% |
| Efficiency ratio | 71.34% |
| Yield on earning assets | 6.50% |
| Cost of funds | 3.59% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.30% |
| Core deposits to total deposits | 84.76% |
| Brokered deposits to total deposits | 12.88% |
| Deposits to assets | 86.38% |
| Securities to assets | 14.85% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.54% | 1.49% | 4.68% | 2.45% | 0.34% |
| Q4 2023 | 11.47% | 0.86% | 4.28% | 2.81% | 0.84% |
| Q1 2024 | 10.96% | 1.10% | 3.74% | 2.75% | 0.54% |
| Q2 2024 | 12.61% | 0.65% | 3.87% | 3.61% | 1.12% |
| Q3 2024 | 11.41% | 0.76% | 3.50% | 2.51% | 1.13% |
| Q4 2024 | 11.92% | 0.78% | 3.46% | 1.44% | 0.57% |
| Q1 2025 | 11.93% | 0.72% | 3.74% | 2.23% | 0.35% |
| Q2 2025 | 11.99% | 1.11% | 3.88% | 1.64% | 0.14% |
| Q3 2025 | 10.16% | 1.86% | 4.15% | 0.61% | 0.15% |
| Q4 2025 | 10.40% | 1.81% | 3.67% | 1.31% | 0.38% |
| Q1 2026 | 10.19% | 0.71% | 3.14% | 1.48% | 0.29% |
| Q2 2026 | 11.24% | 0.54% | 3.26% | 1.45% | 0.18% |
Forbright Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Forbright Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Forbright Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57614) · FFIEC NIC profile (RSSD 3187630)