Foresight Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Foresight Bank of Plainview, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.27% | 1.25% | +0.02% | 50th above |
| ROAE | 13.51% | 12.22% | +1.29% | 56th above |
| Net Interest Margin | 3.20% | 3.95% | -0.75% | 15th bottom |
| Efficiency Ratio | 56.54% | 63.71% | -7.17% | 64th above |
| PPNR / Avg Assets | 1.46% | — | — | 41st below |
| Yield on Earning Assets | 5.74% | 5.67% | +0.07% | 56th above |
| Cost of Funds | 2.60% | 1.87% | +0.73% | 12th bottom |
| Net Interest Spread | 2.79% | — | — | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.04% | 0.88% | +2.16% | 3rd bottom |
| NPA / Total Assets | 3.07% | — | — | 2nd bottom |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 83rd top |
| ACL / Total Loans | 1.00% | — | — | 26th below |
| ACL / NPLs (Coverage) | 32.86% | — | — | 2nd bottom |
| Texas Ratio | 29.24% | 5.96% | +23.28% | 2nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.49% | 17.18% | -3.69% | 34th below |
| Tier 1 Ratio | 13.49% | 17.21% | -3.72% | 33rd below |
| Total Capital Ratio | 14.65% | — | — | 33rd below |
| Leverage Ratio | 10.20% | 11.75% | -1.55% | 35th below |
| Equity / Assets | 9.49% | 10.98% | -1.49% | 35th below |
| TCE / Tangible Assets | 9.49% | — | — | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.12% | 80.44% | +21.68% | 9th bottom |
| Core Deposit Ratio | 85.04% | 86.95% | -1.91% | 31st below |
| Wholesale Funding Ratio | 10.42% | — | — | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.00% | — | — | 46th below |
| Loan Growth (Y/Y) | 4.80% | — | — | 45th below |
| Deposit Growth (Y/Y) | 2.75% | — | — | 40th below |
See Foresight Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Foresight Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Foresight Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Foresight Bank peer analysis.