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Foresight Bank: Tier 1 Risk-Based Capital Ratio

13.49% Ranks #1,265 of 2,135 U.S. banks · 41st percentile

Data as of · sourced from FFIEC call reports. How we update

Foresight Bank reported a tier 1 risk-based capital ratio of 13.49% as of Q2 2026, ranking #1,265 of 2,135 U.S. banks (41st percentile). That is up 0.06 percentage points from 13.42% a year earlier, and below the 15.50% median of the 888 Small Community Banks ($100M–$500M in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 13.49%
Q1 2026 12.97%
Q4 2025 13.54%
Q3 2025 13.73%
Q2 2025 13.42%
Q1 2025 13.71%
Q4 2024 13.48%
Q3 2024 13.80%
Q2 2024 11.82%
Q1 2024 13.66%
Q4 2023 12.23%
Q3 2023 10.67%

National Context

Latest value 13.49%
National rank#1,265 of 2,135
Percentile 41st
12-quarter low10.67%
12-quarter high13.80%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Foresight Bank's Tier 1 Risk-Based Capital Ratio?

Foresight Bank's Tier 1 Risk-Based Capital Ratio was 13.49% as of Q2 2026, ranking #1265 of 2,135 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Foresight Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 5229) · FFIEC NIC profile (RSSD 755458)