Forward Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Forward Bank of Marshfield, WI against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.34% | -0.47% | 20th bottom |
| ROAE | 9.33% | 12.34% | -3.01% | 26th below |
| Net Interest Margin | 4.43% | 3.83% | +0.60% | 86th top |
| Efficiency Ratio | 74.29% | 58.97% | +15.32% | 12th bottom |
| PPNR / Avg Assets | 1.28% | — | — | 25th below |
| Yield on Earning Assets | 5.98% | 5.71% | +0.27% | 75th top |
| Cost of Funds | 1.62% | 2.02% | -0.40% | 74th above |
| Net Interest Spread | 3.88% | — | — | 88th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.87% | -0.59% | 70th above |
| NPA / Total Assets | 0.21% | — | — | 71st above |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 64th above |
| ACL / Total Loans | 0.96% | — | — | 25th below |
| ACL / NPLs (Coverage) | 341.06% | — | — | 68th above |
| Texas Ratio | 2.41% | 5.48% | -3.07% | 64th above |
| Provision / NCO | 3956.25% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.94% | 14.99% | -4.05% | 9th bottom |
| Tier 1 Ratio | 11.85% | 15.02% | -3.17% | 21st bottom |
| Total Capital Ratio | 12.83% | — | — | 19th bottom |
| Leverage Ratio | 9.18% | 11.11% | -1.93% | 16th bottom |
| Equity / Assets | 9.25% | 11.02% | -1.77% | 27th below |
| TCE / Tangible Assets | 7.39% | — | — | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.34% | 86.99% | +4.35% | 40th below |
| Core Deposit Ratio | 94.41% | 85.57% | +8.84% | 81st top |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 32.18% | 33.19% | -1.01% | 46th below |
| Wholesale Funding Ratio | 8.34% | — | — | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.09% | — | — | 85th top |
| Loan Growth (Y/Y) | 13.91% | — | — | 83rd top |
| Deposit Growth (Y/Y) | 9.46% | — | — | 72nd above |
See Forward Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Forward Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Forward Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Forward Bank peer analysis.