Founders Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Founders Bank of Washington, DC against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.25% | -0.67% | 14th bottom |
| ROAE | 4.22% | 12.22% | -8.00% | 10th bottom |
| Net Interest Margin | 4.04% | 3.95% | +0.09% | 55th above |
| Efficiency Ratio | 79.45% | 63.71% | +15.74% | 14th bottom |
| PPNR / Avg Assets | 0.83% | — | — | 14th bottom |
| Yield on Earning Assets | 6.02% | 5.67% | +0.35% | 69th above |
| Cost of Funds | 2.29% | 1.87% | +0.42% | 21st bottom |
| Net Interest Spread | 3.04% | — | — | 34th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.88% | -0.88% | 94th top |
| NPA / Total Assets | 0.00% | — | — | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.81% | — | — | 11th bottom |
| Texas Ratio | 0.00% | 5.96% | -5.96% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.18% | 11.75% | +2.43% | 82nd top |
| Equity / Assets | 13.46% | 10.98% | +2.48% | 81st top |
| TCE / Tangible Assets | 13.46% | — | — | 83rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.40% | 80.44% | +19.96% | 11th bottom |
| Core Deposit Ratio | 78.41% | 86.95% | -8.54% | 13th bottom |
| Wholesale Funding Ratio | 2.46% | — | — | 62nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.71% | — | — | 78th top |
| Loan Growth (Y/Y) | 5.85% | — | — | 52nd above |
| Deposit Growth (Y/Y) | 9.65% | — | — | 81st top |
See Founders Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Founders Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Founders Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Founders Bank peer analysis.