Fusion Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 15.70 percentage points lower than in Q1 2026, at 60.60%. Within Kansas, Fusion Bank is 142nd of 182 on loan-to-deposit ratio, 59.23% as of Q2 2026. Fusion Bank reported 59.23% on loan-to-deposit ratio for Q2 2026, 21.32 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $84.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $132.2M |
| Fed funds sold and reverse repos | $10.2M |
| Fed funds sold and reverse repos to assets | 3.63% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $27.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.62% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.23% |
| Net loans and leases to deposits | 58.26% |
| Loans and leases to core deposits | 60.60% |
| Core deposits to total deposits | 97.74% |
| Brokered deposits to total deposits | 11.28% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.56% | 98.65% | $0 | $21.8M |
| Q4 2023 | 60.89% | 98.12% | $0 | $18.2M |
| Q1 2024 | 58.19% | 98.21% | $0 | $28.5M |
| Q2 2024 | 68.19% | 97.68% | $0 | $23.4M |
| Q3 2024 | 70.63% | 97.67% | $0 | $26.5M |
| Q4 2024 | 53.49% | 98.30% | $0 | $15.5M |
| Q1 2025 | 60.71% | 98.46% | $0 | $16.3M |
| Q2 2025 | 52.98% | 98.51% | $0 | $16.9M |
| Q3 2025 | 78.36% | 96.69% | $0 | $29.3M |
| Q4 2025 | 69.35% | 97.34% | $0 | $27.9M |
| Q1 2026 | 74.02% | 97.01% | $0 | $25.9M |
| Q2 2026 | 59.23% | 97.74% | $0 | $27.0M |
Fusion Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fusion Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fusion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15899) · FFIEC NIC profile (RSSD 9955)