Fusion Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fusion Bank of Larned, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.15% | 1.25% | +0.90% | 89th top |
| ROAE | 17.75% | 12.22% | +5.53% | 78th top |
| Net Interest Margin | 3.72% | 3.95% | -0.23% | 37th below |
| Efficiency Ratio | 47.30% | 63.71% | -16.41% | 86th top |
| PPNR / Avg Assets | 2.00% | — | — | 72nd above |
| Yield on Earning Assets | 5.25% | 5.67% | -0.42% | 32nd below |
| Cost of Funds | 2.28% | 1.87% | +0.41% | 22nd bottom |
| Net Interest Spread | 3.01% | — | — | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.47% | 0.88% | -0.41% | 47th below |
| NPA / Total Assets | 0.22% | — | — | 58th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 80th top |
| ACL / Total Loans | 1.64% | — | — | 85th top |
| ACL / NPLs (Coverage) | 347.07% | — | — | 62nd above |
| Texas Ratio | 1.70% | 5.96% | -4.26% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.76% | 11.75% | +1.01% | 73rd above |
| Equity / Assets | 12.11% | 10.98% | +1.13% | 71st above |
| TCE / Tangible Assets | 12.11% | — | — | 74th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.23% | 80.44% | -21.21% | 85th top |
| Core Deposit Ratio | 97.74% | 86.95% | +10.79% | 95th top |
| Wholesale Funding Ratio | 9.62% | — | — | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.81% | — | — | 74th above |
| Loan Growth (Y/Y) | 14.98% | — | — | 85th top |
| Deposit Growth (Y/Y) | 2.86% | — | — | 41st below |
See Fusion Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fusion Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fusion Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Fusion Bank peer analysis.