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Bank call report · Scottsdale, AZ

Gainey Business Bank Call Report

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Gainey Business Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 181 reported line items, schedule by schedule (861 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Gainey Business Bank call report filing details
Call report formFFIEC 051
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID5758445
FDIC certificate number59273
Total assets$106.6M

Official Q2 2026 call report PDF (FFIEC) →

Gainey Business Bank call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.

Schedule RC: Balance Sheet (20 items)

About Schedule RC · Gainey Business Bank balance sheet trends

Gainey Business Bank Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $106.6M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $106.6M
Loans and Leases, Net of Unearned Income - Totals RCONB528 $96.2M
Loans and Leases, Net of Unearned Income and Allowance RCONB529 $95.1M
Total Liabilities and Minority Interest RCON2948 $93.2M
Total Deposits RCON2200 $89.7M
Total Interest-bearing Deposits in Foreign and Domestic Offices RCON6636 $86.5M
Total Equity Capital RCON3210 $13.4M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $13.4M
Surplus RCON3839 $13.0M
Common Stock RCON3230 $11.2M
Undivided Profits and Capital Reserves RCON3632 -$10.8M
Federal Funds Sold RCONB987 $9.3M
Deposits: Noninterest-bearing RCON6631 $3.3M
Federal Funds Purchased in Domestic Offices RCONB993 $2.5M
Allowance for Loan and Lease Losses RCON3123 $1.1M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $987K
Other Liabilities, Total RCON2930 $935K
Other Assets RCON2160 $656K
Noninterest-bearing Balances and Currency and Coin RCON0081 $524K
Schedule RI: Income Statement (27 items)

About Schedule RI · Gainey Business Bank income statement trends

Gainey Business Bank Schedule RI, Q2 2026
Line item Code Q2 2026
Total Interest Income RIAD4107 $3.7M
Interest and Fee Income on Loans, Total RIAD4010 $3.5M
Total Noninterest Expense RIAD4093 $2.5M
Net Interest Income RIAD4074 $2.3M
Interest and Fee Income on Commercial and Industrial Loans RIAD4012 $1.9M
Salaries and Employee Benefits RIAD4135 $1.6M
Interest and Fee Income on All Other Loans Secured by Real Estate RIAD4436 $1.5M
Total Interest Expense RIAD4073 $1.4M
Other Noninterest Expense RIAD4092 $720K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less RIADHK03 $694K
Savings Deposits (Including Mmdas) RIAD0093 $449K
Total Noninterest Income RIAD4079 $282K
Net Gains (Losses) on Sales of Loans RIAD5416 $249K
Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell RIAD4020 $238K
Expenses of Premises and Fixed Assets RIAD4217 $194K
Provision for Loan and Lease Losses RIAD4230 $165K
Provisions for Credit Losses on Financial Assets RIADJJ33 $165K
Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 RIADHK04 $137K
Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) RIAD4508 $102K
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 -$36K
Income (Loss) Before Discontinued Operations RIAD4300 -$36K
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 -$36K
Net Income (Loss) RIAD4340 -$36K
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 -$36K
Service Charges on Deposit Accounts in Domestic Offices RIAD4080 $33K
Other Interest Expense RIADGW44 $1K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 16
Schedule RC-C, Part I: Loans and Leases (13 items)

About Schedule RC-C, Part I · Gainey Business Bank loans and leases trends

Gainey Business Bank Schedule RC-C, Part I, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income RCON2122 $96.2M
Pledged Loans and Leases RCONG378 $70.6M
Commercial and Industrial Loans RCON1766 $47.1M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years RCONA574 $46.2M
Loans Secured by Other Nonfarm Nonresidential Properties. RCONF161 $21.0M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years RCONA573 $20.4M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years RCONA572 $17.6M
Loans Secured by Owner Occupied Nonfarm Nonresidential Properties RCONF160 $14.9M
Loans Secured by Other Construction Loans and All Land Development and Other Land Loans RCONF159 $13.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years RCONA575 $9.6M
Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less RCONA247 $2.3M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months RCONA571 $2.2M
All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less RCONA570 $68K
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)

About Schedule RC-C, Part II

Gainey Business Bank Schedule RC-C, Part II, Q2 2026
Line item Code Q2 2026
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5569 $16.0M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5575 $15.8M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5573 $2.0M
Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5571 $387K
Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5567 $268K
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5574 55
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5572 37
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 RCON5568 33
Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less RCON5570 16
Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 RCON5566 2
Schedule RC-E: Deposit Liabilities (24 items)

About Schedule RC-E · Gainey Business Bank deposit liabilities trends

Gainey Business Bank Schedule RC-E, Q2 2026
Line item Code Q2 2026
Total Nontransaction Accounts (Including Mmda's) RCON2385 $69.9M
Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations RCONB550 $69.9M
Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 RCONJ473 $32.8M
Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less RCONHK11 $32.8M
Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits RCONK223 $32.7M
Money Market Deposit Accounts (Mmda's) RCON6810 $31.7M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK08 $25.9M
Total Transaction Accounts RCON2215 $19.9M
Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation RCONB549 $19.9M
Total Demand Deposits (See Note Below) RCON2210 $19.8M
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK07 $6.8M
Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 RCONJ474 $5.1M
Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less RCONK222 $4.2M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less RCONHK12 $3.7M
Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less RCONK220 $3.5M
Total Brokered Deposits RCON2365 $3.5M
Total reciprocal deposits RCONJH83 $3.1M
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK14 $618K
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months RCONHK13 $502K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years RCONHK09 $267K
Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK15 $260K
Total Time Deposits of Less Than $100,000 RCON6648 $235K
Other Nontransaction Savings Deposits (Excludes Mmda's) RCON0352 $47K
Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years RCONHK10 $26K
Schedule RC-F: Other Assets (3 items)

About Schedule RC-F

Gainey Business Bank Schedule RC-F, Q2 2026
Line item Code Q2 2026
Accrued Interest Receivable RCONB556 $405K
Other Assets RCON2168 $251K
Prepaid Expenses RCON2166 $186K
Schedule RC-G: Other Liabilities (5 items)

About Schedule RC-G

Gainey Business Bank Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $831K
Operating lease liabilities RCONLB56 $632K
Deferred Compensation Liabilities RCONC011 $86K
Interest Accrued and Unpaid on Deposits (in Domestic Offices) RCON3645 $71K
Allowance for Credit Losses on Off-balance Sheet Credit Exposures RCONB557 $33K
Schedule RC-K: Quarterly Averages (9 items)

About Schedule RC-K · Gainey Business Bank quarterly averages trends

Gainey Business Bank Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $104.4M
Quarterly Average of Total Loans RCON3360 $94.9M
Quarterly Average of Commercial and Industrial Loans RCON3387 $48.0M
Quarterly Average of All Other Loans Secured by Real Estate RCON3466 $46.8M
Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less RCONHK16 $31.4M
Nontransaction Accounts in Domestic Offices: Savings Deposits RCONB563 $31.0M
Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average RCON3485 $24.8M
Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell RCON3365 $9.5M
Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 RCONHK17 $6.2M
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)

About Schedule RC-L · Gainey Business Bank derivatives and off-balance-sheet items trends

Gainey Business Bank Schedule RC-L, Q2 2026
Line item Code Q2 2026
Other Unused Commitments: All Other Unused Commitments RCONJ459 $5.1M
Other Unused Commitments: Commercial and Industrial Loans RCONJ457 $5.0M
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)

About Schedule RC-N · Gainey Business Bank past due and nonaccrual loans, leases, and other assets trends

Gainey Business Bank Schedule RC-N, Q2 2026
Line item Code Q2 2026
Additions to Nonaccrual Assets RCONC410 $66K
Commercial and Industrial Loans - Nonaccrual RCON1608 $66K
Total Loans and Lease Finance Receivables: Nonaccrual RCON1403 $66K
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)

About Schedule RC-O · Gainey Business Bank other data for deposit insurance assessments trends

Gainey Business Bank Schedule RC-O, Q2 2026
Line item Code Q2 2026
Average Consolidated Total Assets for the Calendar Quarter RCONK652 $104.4M
Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions RCONF236 $89.8M
Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less RCONF049 $50.2M
Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF051 $39.6M
Average Tangible Equity for the Calendar Quarter RCONK654 $13.4M
Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less RCONF050 718
Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 RCONF052 46
Averaging Method Used RCONK653 1
Schedule RC-R: Regulatory Capital (2 items)

About Schedule RC-R · Gainey Business Bank regulatory capital trends

Gainey Business Bank Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $91.7M
Excess Allowance for Loan and Lease Losses RCONA222 $5K
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)

About Schedule RC-R, Part I · Gainey Business Bank regulatory capital components and ratios trends

Gainey Business Bank Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $104.4M
Average total consolidated assets RCOAKW03 $104.4M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $91.7M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $24.2M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $14.6M
Common Equity Tier 1 Capital RCOAP859 $13.4M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $13.4M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $13.4M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $13.4M
Retained Earnings RCOAKW00 -$10.8M
General Loan and Lease Valuation Allowances RCOA5310 $1.1M
Tier 2 (Supplementary) Capital RCOA5311 $1.1M
Tier 2 Capital Before Deductions RCOAP870 $1.1M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Total Risk-based Capital Ratio RCOA7205 0.1592
Common Equity Tier 1 Capital Ratio RCOAP793 0.1467
Tier 1 Risk-based Capital Ratio RCOA7206 0.1467
Tier 1 Leverage Capital Ratio RCOA7204 0.1289
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 0.0792
Schedule RC-R, Part II: Risk-Weighted Assets (27 items)

About Schedule RC-R, Part II · Gainey Business Bank risk-weighted assets trends

Gainey Business Bank Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Total Loans and Leases, Net of Unearned Income, All Other Exposures RCONS457 $96.2M
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $91.7M
Total Risk-weighted Assets RCONG641 $91.7M
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $89.7M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $89.7M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $85.9M
Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category RCONS462 $84.3M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $12.1M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $12.1M
Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category RCONS459 $12.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category RCONG631 $9.8M
Total Balance Sheet Assets - 20 Pct Risk Weight Category RCOND988 $9.8M
Federal Funds Sold in Domestic Offices RCOND971 $9.3M
Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category RCOND973 $9.3M
Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount RCONG624 $6.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount RCONS525 $4.0M
Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category RCONG629 $3.0M
Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount RCONG625 $3.0M
Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category RCONG635 $1.9M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $1.6M
Total All Other Assets RCOND981 $1.6M
Total Balance Sheet Assets - Adjustments to Total Reported in Column a RCONS500 -$1.1M
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% RCONS530 $797K
Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount RCONS526 $797K
Total Cash and Balances Due from Depository Institutions RCOND957 $524K
Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category RCOND959 $436K
Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category RCOND958 $88K
Schedule RI-A: Changes in Bank Equity Capital (4 items)

About Schedule RI-A

Gainey Business Bank Schedule RI-A, Q2 2026
Line item Code Q2 2026
Total Equity Capital RIAD3210 $13.4M
Balance End of Previous Calendar Year as Restated RIADB508 $8.0M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $8.0M
Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) RIADB509 $5.5M
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)

About Schedule RI-B, Part I · Gainey Business Bank charge-offs and recoveries on loans and leases trends

Gainey Business Bank Schedule RI-B, Part I, Q2 2026
Line item Code Q2 2026
Charge-offs on Allowance for Loan and Lease Losses RIAD4635 $193K
Charge-offs on Commercial and Industrial Loans RIAD4638 $193K
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)

About Schedule RI-B, Part II · Gainey Business Bank changes in allowances for credit losses trends

Gainey Business Bank Schedule RI-B, Part II, Q2 2026
Line item Code Q2 2026
Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) RIADB522 $1.1M
Allowance for Loan and Lease Losses RIAD3123 $1.1M
Charge-offs on Allowance for Loan and Lease Losses RIADC079 $193K

Gainey Business Bank call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Gainey Business Bank call report?

The Gainey Business Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Gainey Business Bank file?

Gainey Business Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Gainey Business Bank call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Gainey Business Bank has Federal Reserve RSSD ID 5758445 and FDIC certificate number 59273. Either one finds its filings on the FFIEC Central Data Repository.

How often does Gainey Business Bank file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Gainey Business Bank financial reports and ratios →

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