Gateway Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Gateway Bank of Rison, AR against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.29% | 1.25% | -0.96% | 7th bottom |
| ROAE | 2.94% | 12.22% | -9.28% | 8th bottom |
| Net Interest Margin | 3.88% | 3.95% | -0.07% | 46th below |
| Efficiency Ratio | 89.76% | 63.71% | +26.05% | 5th bottom |
| PPNR / Avg Assets | 0.40% | — | — | 5th bottom |
| Yield on Earning Assets | 7.25% | 5.67% | +1.58% | 97th top |
| Cost of Funds | 4.08% | 1.87% | +2.21% | 0th bottom |
| Net Interest Spread | 3.30% | — | — | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.96% | 0.88% | +3.08% | 4th bottom |
| NPA / Total Assets | 4.73% | — | — | 1st bottom |
| NCO / Avg Loans | -0.01% | 0.15% | -0.16% | 82nd top |
| ACL / Total Loans | 1.17% | — | — | 47th below |
| ACL / NPLs (Coverage) | 29.53% | — | — | 3rd bottom |
| Texas Ratio | 44.10% | 5.96% | +38.14% | 1st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.65% | 11.75% | -2.10% | 24th bottom |
| Equity / Assets | 9.68% | 10.98% | -1.30% | 38th below |
| TCE / Tangible Assets | 9.68% | — | — | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.84% | 80.44% | +18.40% | 13th bottom |
| Core Deposit Ratio | 78.02% | 86.95% | -8.93% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.77% | — | — | 30th below |
| Loan Growth (Y/Y) | 2.23% | — | — | 31st below |
| Deposit Growth (Y/Y) | 3.46% | — | — | 45th below |
See Gateway Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Gateway Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Gateway Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Gateway Bank peer analysis.