Genubank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Genubank of Las Vegas, NV against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.20% | 1.25% | -1.05% | 5th bottom |
| ROAE | 1.07% | 12.22% | -11.15% | 5th bottom |
| Net Interest Margin | 3.70% | 3.95% | -0.25% | 36th below |
| Efficiency Ratio | 94.14% | 63.71% | +30.43% | 3rd bottom |
| PPNR / Avg Assets | 0.18% | — | — | 3rd bottom |
| Yield on Earning Assets | 5.26% | 5.67% | -0.41% | 33rd below |
| Cost of Funds | 1.74% | 1.87% | -0.13% | 54th above |
| Net Interest Spread | 2.72% | — | — | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.68% | 0.88% | -0.20% | 38th below |
| NPA / Total Assets | 0.41% | — | — | 43rd below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.74% | — | — | 8th bottom |
| ACL / NPLs (Coverage) | 108.50% | — | — | 29th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.75% | 5.96% | -3.21% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.93% | 11.75% | +4.18% | 90th top |
| Equity / Assets | 17.08% | 10.98% | +6.10% | 93rd top |
| TCE / Tangible Assets | 14.82% | — | — | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.52% | 80.44% | -5.92% | 63rd above |
| Core Deposit Ratio | 91.05% | 86.95% | +4.10% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 23.16% | — | — | 96th top |
| Loan Growth (Y/Y) | -2.13% | — | — | 14th bottom |
| Deposit Growth (Y/Y) | 29.52% | — | — | 97th top |
See Genubank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Genubank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Genubank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Genubank peer analysis.