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Global Bank: Core Deposit Ratio

77.92% Ranks #3,156 of 3,656 U.S. banks · 14th percentile

Data as of · sourced from FFIEC call reports. How we update

Global Bank reported a core deposit ratio of 77.92% as of Q2 2026, ranking #3,156 of 3,656 U.S. banks (14th percentile). Core deposits are stable, low-cost funding, non-time deposits below the FDIC insurance threshold. The bedrock of the community-bank funding model.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 77.92%
Q1 2026 77.11%
Q4 2025 76.02%
Q3 2025 76.73%
Q2 2025 78.14%
Q1 2025 80.06%
Q4 2024 82.96%
Q3 2024 86.89%
Q2 2024 87.47%
Q1 2024 87.87%
Q4 2023 86.83%
Q3 2023 87.37%

National Context

Latest value 77.92%
National rank#3,156 of 3,656
Percentile 14th
12-quarter low76.02%
12-quarter high87.87%
Full rankingView leaderboard

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Most US community banks report core deposit ratios between 75% and 95%. Above 90% indicates a strong franchise, likely consumer-checking-heavy or relationship-banking-heavy. Below 70% indicates significant wholesale funding reliance (brokered deposits or large time deposits).

Full definition & formula →

Frequently asked questions

What is Global Bank's Core Deposit Ratio?

Global Bank's Core Deposit Ratio was 77.92% as of Q2 2026, ranking #3156 of 3,656 U.S. banks.

What is the Core Deposit Ratio?

The Core Deposit Ratio measures 'core' deposits (generally non-time-deposits below the FDIC insurance limit) as a percentage of total deposits. Core deposits are the most stable, lowest-cost funding source available to a bank.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Global Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58263) · FFIEC NIC profile (RSSD 3561771)