Skip to main content

Global Bank: Efficiency Ratio

95.51% Ranks #3,564 of 3,644 U.S. banks · 2nd percentile

Data as of · sourced from FFIEC call reports. How we update

Global Bank reported a efficiency ratio of 95.51% as of Q2 2026, ranking #3,564 of 3,644 U.S. banks (2nd percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 95.51%
Q1 2026 86.82%
Q4 2025 100.82%
Q3 2025 77.78%
Q2 2025 65.38%
Q1 2025 85.31%
Q4 2024 81.54%
Q3 2024 83.11%
Q2 2024 86.67%
Q1 2024 88.54%
Q4 2023 85.03%
Q3 2023 81.32%

National Context

Latest value 95.51%
National rank#3,564 of 3,644
Percentile 2nd
12-quarter low65.38%
12-quarter high100.82%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Global Bank's Efficiency Ratio?

Global Bank's Efficiency Ratio was 95.51% as of Q2 2026, ranking #3564 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Global Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 58263) · FFIEC NIC profile (RSSD 3561771)