The Goldman Sachs Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities rose 0.34 percentage points in Q2 2026 to 3.88%, the biggest move on this page. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. The Goldman Sachs Trust Company, N.A. sits 0.57 points lower, at 3.38% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.38% |
| Yield on loans | — |
| Yield on securities | 3.88% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.38% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 5.02% | 5.02% | 5.18% |
| Q4 2023 | 6.18% | 6.18% | 4.52% |
| Q1 2024 | 4.95% | 4.95% | 5.17% |
| Q2 2024 | 4.85% | 4.85% | 5.73% |
| Q3 2024 | 5.29% | 5.29% | 5.11% |
| Q4 2024 | 5.67% | 5.67% | 4.89% |
| Q1 2025 | 4.23% | 4.23% | 4.20% |
| Q2 2025 | 3.97% | 3.97% | 4.64% |
| Q3 2025 | 4.16% | 4.16% | 4.16% |
| Q4 2025 | 4.60% | 4.60% | 3.52% |
| Q1 2026 | 3.46% | 3.46% | 3.54% |
| Q2 2026 | 3.38% | 3.38% | 3.88% |
The Goldman Sachs Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Goldman Sachs Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Goldman Sachs Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 3066025)