Grand Bank for Savings, F.S.B.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 3.2% from Q1 2026 to Q2 2026, ending at $9.2M against $8.9M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.98% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $30.4M |
| Tier 1 capital | $30.4M |
| Total risk-based capital | — |
| Total equity capital | $30.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.84% |
| Tangible equity to tangible assets | 10.84% |
| Equity capital to average assets | 10.98% |
| Internal capital growth rate | 4.35% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $21.2M |
| Common stock surplus | $0 |
| Retained earnings | $9.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.29% | 13.03% | 13.03% |
| Q4 2023 | 11.56% | 10.68% | 10.68% |
| Q1 2024 | 10.06% | 9.37% | 9.37% |
| Q2 2024 | 9.48% | 9.08% | 9.08% |
| Q3 2024 | 9.21% | 8.66% | 8.66% |
| Q4 2024 | 8.49% | 8.32% | 8.32% |
| Q1 2025 | 8.24% | 8.02% | 8.02% |
| Q2 2025 | 10.48% | 10.11% | 10.11% |
| Q3 2025 | 10.53% | 10.54% | 10.54% |
| Q4 2025 | 10.73% | 10.76% | 10.76% |
| Q1 2026 | 10.90% | 10.88% | 10.88% |
| Q2 2026 | 10.98% | 10.84% | 10.84% |
Grand Bank for Savings, F.S.B. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Grand Bank for Savings, F.S.B., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grand Bank for Savings, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31864) · FFIEC NIC profile (RSSD 68671)