Grand Bank for Savings, F.S.B.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grand Bank for Savings, F.S.B. of Hattiesburg, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 1.34% | -0.87% | 12th bottom |
| ROAE | 4.33% | 13.32% | -8.99% | 12th bottom |
| Net Interest Margin | 4.31% | 3.93% | +0.38% | 71st above |
| Efficiency Ratio | 88.97% | 61.13% | +27.84% | 7th bottom |
| PPNR / Avg Assets | 0.47% | 1.68% | -1.21% | 8th bottom |
| Yield on Earning Assets | 7.56% | 5.67% | +1.89% | 98th top |
| Cost of Funds | 3.50% | 1.88% | +1.62% | 1st bottom |
| Net Interest Spread | 4.05% | 3.32% | +0.73% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.94% | -0.63% | 57th above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.47% | 0.70% | -0.23% | 40th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.73% | 1.28% | -0.55% | 8th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 237.90% | 1539.06% | -1301.16% | 53rd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.14% | 7.33% | -0.19% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.98% | 12.14% | -1.16% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.84% | 11.37% | -0.53% | 57th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.84% | 11.09% | -0.25% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.88% | 80.64% | +2.24% | 45th below |
| Core Deposit Ratio | 90.49% | 86.86% | +3.63% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.82% | 6.85% | -9.67% | 9th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.01% | 7.90% | -1.89% | 54th above |
| Deposit Growth (Y/Y) | -3.32% | 6.29% | -9.61% | 9th bottom |
See Grand Bank for Savings, F.S.B.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grand Bank for Savings, F.S.B., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grand Bank for Savings, F.S.B. profile, how to read a UBPR, or how this data updates.