Grand Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 167.2% higher than in Q1 2026, at $6.6M. Grand Savings Bank ranks 35th of 169 Oklahoma banks on loan-to-deposit ratio, in the upper half at 93.85% (Q2 2026). Grand Savings Bank reported 93.85% on loan-to-deposit ratio for Q2 2026, 5.64 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $81.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $168.5M |
| Fed funds sold and reverse repos | $6.6M |
| Fed funds sold and reverse repos to assets | 0.64% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 93.85% |
| Net loans and leases to deposits | 92.71% |
| Loans and leases to core deposits | 103.50% |
| Core deposits to total deposits | 90.45% |
| Brokered deposits to total deposits | 0.22% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.72% | 89.77% | $0 | $0 |
| Q4 2023 | 85.48% | 90.09% | $0 | $0 |
| Q1 2024 | 89.41% | 90.04% | $0 | $0 |
| Q2 2024 | 87.32% | 89.99% | $0 | $0 |
| Q3 2024 | 85.71% | 89.78% | $0 | $0 |
| Q4 2024 | 86.24% | 91.09% | $0 | $0 |
| Q1 2025 | 89.80% | 90.88% | $0 | $0 |
| Q2 2025 | 93.11% | 89.44% | $0 | $0 |
| Q3 2025 | 91.26% | 88.53% | $0 | $0 |
| Q4 2025 | 92.48% | 88.55% | $0 | $0 |
| Q1 2026 | 94.61% | 88.83% | $0 | $5.0M |
| Q2 2026 | 93.85% | 90.45% | $0 | $5.0M |
Grand Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Grand Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grand Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32084) · FFIEC NIC profile (RSSD 732178)