Grand Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grand Savings Bank of Grove, OK against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.24% | 1.46% | +0.78% | 93rd top |
| ROAE | 19.26% | 12.71% | +6.55% | 88th top |
| Net Interest Margin | 5.05% | 3.85% | +1.20% | 95th top |
| Efficiency Ratio | 44.83% | 57.41% | -12.58% | 87th top |
| PPNR / Avg Assets | 3.01% | 1.88% | +1.13% | 95th top |
| Yield on Earning Assets | 6.83% | 5.72% | +1.11% | 94th top |
| Cost of Funds | 1.97% | 2.02% | -0.05% | 53rd above |
| Net Interest Spread | 4.32% | 3.18% | +1.14% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.64% | 1.00% | -0.36% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.76% | -0.20% | 44th below |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 88th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.31% | -0.10% | 60th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 187.44% | 543.50% | -356.06% | 52nd above |
| Texas Ratio | 4.35% | 7.39% | -3.04% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.97% | 11.44% | +0.53% | 76th top |
| Equity / Assets | 11.87% | 11.33% | +0.54% | 74th above |
| TCE / Tangible Assets | 11.85% | 10.50% | +1.35% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.85% | 86.95% | +6.90% | 34th below |
| Core Deposit Ratio | 90.45% | 85.55% | +4.90% | 60th above |
| Wholesale Funding Ratio | 0.48% | 5.71% | -5.23% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.99% | 9.68% | -0.69% | 72nd above |
| Loan Growth (Y/Y) | 8.81% | 8.06% | +0.75% | 68th above |
| Deposit Growth (Y/Y) | 7.95% | 7.87% | +0.08% | 67th above |
See Grand Savings Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grand Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grand Savings Bank profile, how to read a UBPR, or how this data updates.