Grant County Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grant County Bank of Medford, OK against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.01% | 3.13% | -3.12% | 15th bottom |
| ROAE | 0.09% | 10.32% | -10.23% | 15th bottom |
| Net Interest Margin | 2.13% | 3.94% | -1.81% | 4th bottom |
| Efficiency Ratio | 98.56% | 76.28% | +22.28% | 14th bottom |
| PPNR / Avg Assets | 0.01% | 1.41% | -1.40% | 12th bottom |
| Yield on Earning Assets | 4.00% | 5.36% | -1.36% | 12th bottom |
| Cost of Funds | 2.21% | 1.70% | +0.51% | 21st bottom |
| Net Interest Spread | 1.46% | 3.33% | -1.87% | 4th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 1.34% | -1.22% | 57th above |
| NPA / Total Assets | 0.02% | 0.71% | -0.69% | 60th above |
| NCO / Avg Loans | 1.05% | 0.10% | +0.95% | 3rd bottom |
| ACL / Total Loans | 3.34% | 1.49% | +1.85% | 95th top |
| ACL / NPLs (Coverage) | 2738.46% | 860.68% | +1877.78% | — |
| Texas Ratio | 0.14% | 8.27% | -8.13% | 67th above |
| Provision / NCO | 0.00% | 291.11% | -291.11% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 15.59% | 17.65% | -2.06% | 67th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.28% | 16.45% | -1.17% | 67th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.28% | 16.19% | -0.91% | 69th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 21.65% | 72.92% | -51.27% | 94th top |
| Core Deposit Ratio | 74.15% | 88.30% | -14.15% | 7th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.87% | 4.26% | +1.61% | 68th above |
| Loan Growth (Y/Y) | -6.88% | 6.78% | -13.66% | 15th bottom |
| Deposit Growth (Y/Y) | 6.66% | 3.72% | +2.94% | 73rd above |
See Grant County Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grant County Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grant County Bank profile, how to read a UBPR, or how this data updates.