Grant County Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The biggest quarter-over-quarter change on this page was a small one: Tangible equity to tangible assets edged up 0.25 percentage points between Q1 2026 and Q2 2026, to 15.28%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.59% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.2M |
| Tier 1 capital | $9.2M |
| Total risk-based capital | — |
| Total equity capital | $8.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.28% |
| Tangible equity to tangible assets | 15.28% |
| Equity capital to average assets | 15.13% |
| Internal capital growth rate | 0.09% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $248K |
| Common stock surplus | $1.0M |
| Retained earnings | $7.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$275K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 15.57% | 13.24% | 13.19% |
| Q4 2023 | 15.25% | 13.60% | 13.56% |
| Q1 2024 | 15.30% | 14.16% | 14.13% |
| Q2 2024 | 16.00% | 14.60% | 14.57% |
| Q3 2024 | 16.20% | 15.52% | 15.49% |
| Q4 2024 | 15.47% | 13.55% | 13.52% |
| Q1 2025 | 15.35% | 14.93% | 14.91% |
| Q2 2025 | 16.27% | 15.74% | 15.72% |
| Q3 2025 | 16.64% | 16.24% | 16.23% |
| Q4 2025 | 16.42% | 14.16% | 14.15% |
| Q1 2026 | 15.57% | 15.04% | 15.03% |
| Q2 2026 | 15.59% | 15.28% | 15.28% |
Grant County Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Grant County Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grant County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15778) · FFIEC NIC profile (RSSD 361354)