Great Midwest Bank, State Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 3.65 percentage points higher than in Q1 2026, at 150.59%. Among 153 Wisconsin banks, Great Midwest Bank, State Savings Bank sits 2nd from the top on loan-to-deposit ratio, 151.24% as of Q2 2026. Against a median of 88.20% for banks in the $1B-10B asset tier, Great Midwest Bank, State Savings Bank reported 151.24% on loan-to-deposit ratio in Q2 2026, 63.04 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $76.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $260.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 24.56% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 151.24% |
| Net loans and leases to deposits | 150.59% |
| Loans and leases to core deposits | 166.34% |
| Core deposits to total deposits | 62.13% |
| Brokered deposits to total deposits | 28.79% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 147.16% | 58.76% | $0 | $225.1M |
| Q4 2023 | 150.10% | 57.08% | $0 | $236.1M |
| Q1 2024 | 149.47% | 56.84% | $0 | $242.1M |
| Q2 2024 | 148.69% | 59.03% | $0 | $237.3M |
| Q3 2024 | 141.81% | 58.92% | $0 | $223.3M |
| Q4 2024 | 147.42% | 62.54% | $0 | $224.5M |
| Q1 2025 | 143.30% | 62.35% | $0 | $213.5M |
| Q2 2025 | 140.49% | 62.84% | $0 | $197.5M |
| Q3 2025 | 143.69% | 65.01% | $0 | $206.9M |
| Q4 2025 | 151.54% | 65.22% | $0 | $252.6M |
| Q1 2026 | 147.60% | 63.91% | $0 | $263.7M |
| Q2 2026 | 151.24% | 62.13% | $0 | $260.6M |
Great Midwest Bank, State Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Midwest Bank, State Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Midwest Bank, State Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29657) · FFIEC NIC profile (RSSD 524579)