Great Midwest Bank, State Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 9.47 percentage points in Q2 2026, from 85.52% to 76.06%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Great Midwest Bank, State Savings Bank is 78th of 153 on return on assets, 1.29% as of Q2 2026, below the middle of the field. At 1.29%, Great Midwest Bank, State Savings Bank's return on assets is close to the 1.28% median for banks in the $1B-10B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.50% |
| Equity capital to assets | 16.13% |
| Tangible equity to tangible assets | 16.13% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.56% |
| Non-performing assets ratio | 0.50% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.01% |
| Allowance for credit losses to loans | 0.43% |
| Reserve coverage of non-performing loans | 76.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.29% |
| Return on equity | 8.02% |
| Net interest margin | 2.99% |
| Efficiency ratio | 51.75% |
| Yield on earning assets | 5.77% |
| Cost of funds | 3.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 151.24% |
| Core deposits to total deposits | 62.13% |
| Brokered deposits to total deposits | 28.79% |
| Deposits to assets | 58.49% |
| Securities to assets | 5.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.62% | 0.29% | 1.85% | 1.64% | 0.00% |
| Q4 2023 | 16.36% | 0.29% | 1.99% | 1.60% | -0.00% |
| Q1 2024 | 16.11% | 0.38% | 1.98% | 1.58% | 0.00% |
| Q2 2024 | 16.01% | 0.36% | 2.01% | 1.56% | -0.00% |
| Q3 2024 | 16.09% | 0.49% | 2.00% | 1.08% | 0.00% |
| Q4 2024 | 16.15% | 0.40% | 2.45% | 0.16% | -0.00% |
| Q1 2025 | 16.42% | 0.62% | 2.39% | 0.24% | -0.00% |
| Q2 2025 | 16.40% | 0.59% | 2.41% | 0.66% | 0.00% |
| Q3 2025 | 16.59% | 0.79% | 2.53% | 0.69% | -0.00% |
| Q4 2025 | 16.44% | 0.76% | 2.74% | 0.47% | 0.00% |
| Q1 2026 | 16.39% | 1.00% | 2.95% | 0.52% | -0.00% |
| Q2 2026 | 16.50% | 1.29% | 2.99% | 0.56% | 0.00% |
Great Midwest Bank, State Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Midwest Bank, State Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Midwest Bank, State Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29657) · FFIEC NIC profile (RSSD 524579)