Great Nations Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Retained earnings rose 7.3% in Q2 2026 to -$2.9M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.27% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.6M |
| Tier 1 capital | $11.6M |
| Total risk-based capital | — |
| Total equity capital | $11.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.97% |
| Tangible equity to tangible assets | 9.97% |
| Equity capital to average assets | 10.03% |
| Internal capital growth rate | 8.16% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $14K |
| Common stock surplus | $14.5M |
| Retained earnings | -$2.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$272K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.69% | 13.69% | 14.62% | 11.56% | $69.4M |
| Q4 2023 | 14.63% | 14.63% | 15.61% | 11.78% | $68.8M |
| Q1 2024 | 14.03% | 14.03% | 14.99% | 11.12% | $72.2M |
| Q2 2024 | 13.44% | 13.44% | 14.41% | 10.13% | $76.1M |
| Q3 2024 | 13.29% | 13.29% | 14.29% | 9.67% | $78.1M |
| Q4 2024 | 12.21% | 12.21% | 13.29% | 9.13% | $81.5M |
| Q1 2025 | 12.14% | 12.14% | 13.21% | 9.19% | $84.5M |
| Q2 2025 | 12.68% | 12.68% | 13.82% | 9.06% | $83.4M |
| Q3 2025 | 13.79% | 13.79% | 15.02% | 9.32% | $79.4M |
| Q4 2025 | 14.58% | 14.58% | 15.82% | 9.65% | $77.0M |
| Q1 2026 | — | — | — | 10.10% | — |
| Q2 2026 | — | — | — | 10.27% | — |
Great Nations Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Great Nations Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Great Nations Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58680) · FFIEC NIC profile (RSSD 3599804)