Great Nations Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Great Nations Bank of Norman, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.80% | 1.34% | -0.54% | 23rd bottom |
| ROAE | 8.08% | 13.32% | -5.24% | 26th below |
| Net Interest Margin | 3.99% | 3.93% | +0.06% | 53rd above |
| Efficiency Ratio | 77.26% | 61.13% | +16.13% | 17th bottom |
| PPNR / Avg Assets | 0.91% | 1.68% | -0.77% | 18th bottom |
| Yield on Earning Assets | 7.06% | 5.67% | +1.39% | 95th top |
| Cost of Funds | 3.29% | 1.88% | +1.41% | 2nd bottom |
| Net Interest Spread | 3.36% | 3.32% | +0.04% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.08% | 0.70% | -0.62% | 72nd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.15% | 1.28% | -0.13% | 44th below |
| ACL / NPLs (Coverage) | 1136.26% | 1546.17% | -409.91% | — |
| Texas Ratio | 0.74% | 7.34% | -6.60% | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.27% | 12.14% | -1.87% | 37th below |
| Equity / Assets | 9.97% | 11.36% | -1.39% | 45th below |
| TCE / Tangible Assets | 9.97% | 11.08% | -1.11% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.72% | 80.66% | +9.06% | 29th below |
| Core Deposit Ratio | 82.52% | 86.85% | -4.33% | 22nd bottom |
| Wholesale Funding Ratio | 1.42% | 5.04% | -3.62% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.76% | 6.84% | -10.60% | 7th bottom |
| Loan Growth (Y/Y) | -4.75% | 7.92% | -12.67% | 8th bottom |
| Deposit Growth (Y/Y) | -5.02% | 6.29% | -11.31% | 7th bottom |
See Great Nations Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Great Nations Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Great Nations Bank profile, how to read a UBPR, or how this data updates.