Greenfield Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greenfield Savings Bank of Greenfield, MA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.59% | 1.34% | -0.75% | 10th bottom |
| ROAE | 6.42% | 12.34% | -5.92% | 12th bottom |
| Net Interest Margin | 3.04% | 3.83% | -0.79% | 16th bottom |
| Efficiency Ratio | 75.15% | 58.97% | +16.18% | 11th bottom |
| PPNR / Avg Assets | 0.86% | — | — | 9th bottom |
| Yield on Earning Assets | 5.03% | 5.71% | -0.68% | 22nd bottom |
| Cost of Funds | 2.15% | 2.02% | +0.13% | 40th below |
| Net Interest Spread | 2.60% | — | — | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.42% | 0.87% | -0.45% | 58th above |
| NPA / Total Assets | 0.35% | — | — | 57th above |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 68th above |
| ACL / Total Loans | 0.77% | — | — | 13th bottom |
| ACL / NPLs (Coverage) | 185.33% | — | — | 45th below |
| Texas Ratio | 3.52% | 5.48% | -1.96% | 51st above |
| Provision / NCO | 3025.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.50% | 14.99% | -0.49% | 64th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.50% | 15.02% | -0.52% | 64th above |
| Total Capital Ratio | 15.48% | — | — | 63rd above |
| Leverage Ratio | 10.12% | 11.11% | -0.99% | 40th below |
| Equity / Assets | 9.25% | 11.02% | -1.77% | 27th below |
| TCE / Tangible Assets | 9.22% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 100.68% | 86.99% | +13.69% | 15th bottom |
| Core Deposit Ratio | 75.33% | 85.57% | -10.24% | 14th bottom |
| Uninsured Deposit Ratio | 29.70% | 33.19% | -3.49% | 54th above |
| Wholesale Funding Ratio | 7.98% | — | — | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.70% | — | — | 86th top |
| Loan Growth (Y/Y) | 19.42% | — | — | 90th top |
| Deposit Growth (Y/Y) | 9.55% | — | — | 72nd above |
See Greenfield Savings Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greenfield Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greenfield Savings Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Greenfield Savings Bank peer analysis.